Compare Today’s Refinance Rates for Edwards, California 93523
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Edwards, California 93523.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Edwards, California 93523. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Edwards and other parts of Kern county.
Summary of Average Refinances in Edwards, California 93523
Become a certified mortgage expert on Pureloan.com
in Edwards, California 93523
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Edwards, California 93523
Pureloan has developed an interactive chart to monitor the five largest local lenders in Edwards, CA 93523, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Edwards, California 93523 from 2024 - 2016
The following historical data provides insights into refinancing trends in Edwards, California and the surrounding Kern county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Edwards, California 93523
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Edwards, California 93523, we have compiled a list of top refinance brokers to assist you in the process.
Monica Graham
Mortgage Loan Orginator
515 N Main St
Bishop, CA 93523
(760) 873-5885
MGraham@eldoradosavings.com
Fabiola Isidro
Mortgage Loan Orginator
400 N Main
Lone Pine, CA 93523
(760) 876-5512
FIsidro@eldoradosavings.com
Alina Berry
Mortgage Loan Orginator
400 N Main
Lone Pine, CA 93523
(760) 876-5512
ABerry@eldoradosavings.com
Loretta Dorame
Mortgage Loan Orginator
400 N Main
Lone Pine, CA 93523
(760) 876-5512
LDorame@eldoradosavings.com
Susan Henderson
Mortgage Loan Orginator
234 Balsam St
Ridgecrest, CA 93523
(888) 842-6328
Susan_Henderson@navyfederal.org
Address
515 N Main St
Bishop, CA
Contact
(760) 873-5885
Fax (301) 639-0804
MGraham@eldoradosavings.com
Address
400 N Main
Lone Pine, CA
Contact
(760) 876-5512
Fax (301) 639-0804
FIsidro@eldoradosavings.com
Address
400 N Main
Lone Pine, CA
Contact
(760) 876-5512
Fax (301) 639-0804
ABerry@eldoradosavings.com