Compare Today’s Refinance Rates for El Granada, California 94018
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in El Granada, California 94018.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $97,970 over the lifetime of your mortgage, which translates to a monthly savings of $272 in El Granada and other areas of San Mateo county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in El Granada, California 94018
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Interactive Refinance Rate Projections for El Granada, California 94018
Pureloan has developed an interactive chart to monitor the five largest local lenders in El Granada, CA 94018, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in El Granada, California 94018 from 2024 - 2016
The following historical data provides insights into refinancing trends in El Granada, California and the surrounding San Mateo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 62.20% | 68.35% | 70.25% | 71.99% | 71.03% | 64.57% | 69.40% | 74.39% |
avg refi rate | 6.10% | 3.26% | 2.84% | 3.10% | 4.01% | 4.43% | 4.00% | 3.80% | 3.97% |
% 15 year fixed refinance | 24.88% | 22.56% | 21.26% | 19.74% | 21.81% | 28.59% | 24.60% | 19.77% | |
avg refi rate | 2.54% | 2.36% | 2.67% | 3.49% | 3.81% | 3.24% | 3.05% | 3.20% | |
Avg credit score | 779.23 | 769.56 | 778.03 | 779.04 | 765.36 | 761.83 | 762.64 | 767.30 | 767.08 |
Avg LTV (loan to value) | 35.38% | 35.15% | 38.66% | 41.97% | 40.98% | 39.62% | 42.67% | 43.14% | 50.23% |
Avg DTI (debt to income) | 39.38 | 35.19 | 33.13 | 32.46 | 35.12 | 36.09 | 34.88 | 34.51 | 34.24 |
Avg refinance insurance % | 0.14% | 0.12% | 0.08% | 0.14% | 0.04% | 0.11% | 0.07% | 0.19% |
Best Refinance Brokers around El Granada, California 94018
If you are considering refinancing your mortgage or obtaining a cash-out refinance in El Granada, California 94018, we have compiled a list of top refinance brokers to assist you in the process.
Elizabeth Everitt
Loan Officer
932 Santa Cruz Ave Ste A
Menlo Park, CA 94018
(650) 752-0810
eleveritt@princetoncap.com
Greg Vanslow
Loan Officer
161 S San Antonio Rd
Los Altos, CA 94018
(650) 917-4263
gregvanslow@princetoncap.com
Liz Park
Mortgage Banker
167 S San Antonio Rd Ste 1
Los Altos, CA 94018
(650) 209-1551
elizabeth.park@pmahomeloans.com
Craig Paladeau
Loan officer
496 1st St Ste 100
Los Altos, CA 94018
(650) 397-3139
craig.paladeau@everbank.com
Don Joost
Loan officer
496 1st St Ste 100
Los Altos, CA 94018
(650) 269-0579
don.joost@everbank.com
Address
932 Santa Cruz Ave Ste A
Menlo Park, CA
Contact
(650) 752-0810
Fax (301) 639-0804
eleveritt@princetoncap.com
Address
161 S San Antonio Rd
Los Altos, CA
Contact
(650) 917-4263
Fax (301) 639-0804
gregvanslow@princetoncap.com
Address
167 S San Antonio Rd Ste 1
Los Altos, CA
Contact
(650) 209-1551
Fax (301) 639-0804
elizabeth.park@pmahomeloans.com