Compare Today’s Refinance Rates for El Monte, California 91735
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in El Monte, California 91735.
With a 30-year amortization refinance in El Monte and surrounding areas of Los Angeles county, our calculations show that you can expect to save up to $8,399 over the lifetime of your mortgage, or a monthly savings of $23. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for El Monte, California 91735.
Summary of Average Refinances in El Monte, California 91735
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Interactive Refinance Rate Projections for El Monte, California 91735
Pureloan has developed an interactive chart to monitor the five largest local lenders in El Monte, CA 91735, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in El Monte, California 91735 from 2024 - 2016
The following historical data provides insights into refinancing trends in El Monte, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.44% | 67.19% | 71.80% | 72.67% | 79.30% | 78.24% | 70.47% | 72.69% | 72.58% |
avg refi rate | 6.30% | 3.34% | 2.85% | 3.13% | 4.03% | 4.48% | 4.08% | 3.82% | 4.02% |
% 15 year fixed refinance | 5.56% | 19.30% | 17.71% | 16.42% | 11.88% | 14.69% | 19.15% | 17.88% | 17.19% |
avg refi rate | 5.38% | 2.60% | 2.32% | 2.66% | 3.39% | 3.79% | 3.30% | 3.06% | 3.27% |
Avg credit score | 742.75 | 758.12 | 761.72 | 766.24 | 750.79 | 740.52 | 747.43 | 753.69 | 753.58 |
Avg LTV (loan to value) | 59.03% | 51.98% | 57.17% | 60.71% | 64.60% | 61.56% | 61.31% | 62.77% | 64.33% |
Avg DTI (debt to income) | 40.97 | 37.93 | 36.08 | 35.64 | 38.72 | 38.91 | 38.01 | 36.59 | 36.60 |
Avg refinance insurance % | 1.53% | 0.36% | 0.97% | 1.34% | 2.52% | 1.44% | 1.68% | 1.54% | 1.59% |
Best Refinance Brokers around El Monte, California 91735
If you are considering refinancing your mortgage or obtaining a cash-out refinance in El Monte, California 91735, we have compiled a list of top refinance brokers to assist you in the process.
Sueann Tai
Mortgage Banker
4749 Santa Anita Ave
El Monte, CA 91735
(626) 234-7686
sueann.tai@chase.com
Randa Farah
Mortgage Banker
1905 E Route 66
Glendora, CA 91735
(162) 696-3716
Randa.Farah@Chase.com
Karrie Boyer
Mortgage Originator
163 N Glendora Ave
Glendora, CA 91735
(626) 610-4410
kboyer@gateway-funding.com
Cindy Portillo
Mortgage Banker
925 N Hacienda Blvd
La Puente, CA 91735
(162) 633-6455
Cindy.Portillo@Chase.com
Evelyn Arhart
Mortgage Banker
925 N Hacienda Blvd
La Puente, CA 91735
(162) 629-0123
Evelyn.A.Arhart@Chase.com
Address
4749 Santa Anita Ave
El Monte, CA
Contact
(626) 234-7686
Fax (301) 639-0804
sueann.tai@chase.com
Address
1905 E Route 66
Glendora, CA
Contact
(162) 696-3716
Fax (301) 639-0804
Randa.Farah@Chase.com
Address
163 N Glendora Ave
Glendora, CA
Contact
(626) 610-4410
Fax (301) 639-0804
kboyer@gateway-funding.com