Compare Today’s Refinance Rates for Elk Grove, California

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Elk Grove, California 95757. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $8,579 or $24 / month in Elk Grove and other areas of Sacramento county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Elk Grove, California 95757.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Elk Grove, California 95757

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Elk Grove, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Elk Grove, CA 95757, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Elk Grove, CA

Refinance Rates for Elk Grove, California 95757 from 2013 - 2020

Below are historical data on refinancing in Elk Grove, California and around Sacramento county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 66.06% 60.51% 69.14% 70.00% 78.26% 77.04% 72.29% 65.99%
avg refi rate 4.87% 4.49% 3.86% 3.73% 4.44% 4.02% 3.82% 3.94%
% 15 year fixed refinance 26.25% 29.49% 25.40% 24.15% 18.05% 18.62% 22.31% 24.35%
avg refi rate 4.28% 3.80% 3.23% 2.97% 3.49% 3.21% 3.03% 3.19%
Avg credit score 776.79 777.56 778.71 773.69 758.43 762.41 762.78 759.96
Avg LTV (loan to value) 50.58% 51.23% 53.72% 53.82% 60.28% 56.84% 51.55% 49.47%
Avg DTI (debt to income) 32.36 32.00 31.39 32.13 35.10 34.54 33.94 34.87
Avg refinance insurance % 0.10% 0.19% 0.31% 0.48% 0.89% 0.74% 0.54% 0.65%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Elk Grove, California 95757

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Elk Grove, California 95757, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Susan Lundhahl

Loan Officer

8973 Grant Line Rd, Ste 103

Elk Grove, CA 95757

(916) 686-0200

slundhahl@eldoradosavings.com

Sheryl Hanson

Mortgage Advisor

9250 Laguna Springs Drive, Ste 210

Elk Grove, CA 95757

(916) 865-0514

shanson@financeofamerica.com

Sharon Sunquist

Senior Mortgage Advisor

9250 Laguna Springs Drive, Ste 210

Elk Grove, CA 95757

(916) 509-3400

ssunquist@financeofamerica.com

Kate Pavelchik

Mortgage Advisor

9250 Laguna Springs Drive, Ste 210

Elk Grove, CA 95757

(916) 509-3400

kpavelchik@financeofamerica.com

Diego Hernandez

Mortgage Advisor

9250 Laguna Springs Drive, Ste 210

Elk Grove, CA 95757

(916) 509-3391

dhernandez@financeofamerica.com

Address

8973 Grant Line Rd, Ste 103

Elk Grove, CA

Contact

(916) 686-0200

Fax (301) 639-0804

slundhahl@eldoradosavings.com

Address

9250 Laguna Springs Drive, Ste 210

Elk Grove, CA

Contact

(916) 865-0514

Fax (301) 639-0804

shanson@financeofamerica.com

Address

9250 Laguna Springs Drive, Ste 210

Elk Grove, CA

Contact

(916) 509-3400

Fax (301) 639-0804

ssunquist@financeofamerica.com

Refinancing News for Elk Grove, California 95757