Compare Today’s Refinance Rates for Elk Grove, California 95759
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Elk Grove, California 95759.
With a 30-year amortization refinance in Elk Grove and surrounding areas of Sacramento county, our calculations show that you can expect to save up to $7,592 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Elk Grove, California 95759.
Summary of Average Refinances in Elk Grove, California 95759
Become a certified mortgage expert on Pureloan.com
in Elk Grove, California 95759
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Elk Grove, California 95759
Pureloan has developed an interactive chart to monitor the five largest local lenders in Elk Grove, CA 95759, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Elk Grove, California 95759 from 2024 - 2016
The following historical data provides insights into refinancing trends in Elk Grove, California and the surrounding Sacramento county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Elk Grove, California 95759
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Elk Grove, California 95759, we have compiled a list of top refinance brokers to assist you in the process.
Susan Lundhahl
Loan Officer
8973 Grant Line Rd, Ste 103
Elk Grove, CA 95759
(916) 686-0200
slundhahl@eldoradosavings.com
Sheryl Hanson
Mortgage Advisor
9250 Laguna Springs Drive, Ste 210
Elk Grove, CA 95759
(916) 865-0514
shanson@financeofamerica.com
Sharon Sunquist
Senior Mortgage Advisor
9250 Laguna Springs Drive, Ste 210
Elk Grove, CA 95759
(916) 509-3400
ssunquist@financeofamerica.com
Kate Pavelchik
Mortgage Advisor
9250 Laguna Springs Drive, Ste 210
Elk Grove, CA 95759
(916) 509-3400
kpavelchik@financeofamerica.com
Diego Hernandez
Mortgage Advisor
9250 Laguna Springs Drive, Ste 210
Elk Grove, CA 95759
(916) 509-3391
dhernandez@financeofamerica.com
Address
8973 Grant Line Rd, Ste 103
Elk Grove, CA
Contact
(916) 686-0200
Fax (301) 639-0804
slundhahl@eldoradosavings.com
Address
9250 Laguna Springs Drive, Ste 210
Elk Grove, CA
Contact
(916) 865-0514
Fax (301) 639-0804
shanson@financeofamerica.com
Address
9250 Laguna Springs Drive, Ste 210
Elk Grove, CA
Contact
(916) 509-3400
Fax (301) 639-0804
ssunquist@financeofamerica.com