Compare Today’s Refinance Rates for Elmira, California 95625
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Elmira, California 95625.
With a 30-year amortization refinance in Elmira and surrounding areas of Solano county, our calculations show that you can expect to save up to $6,246 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Elmira, California 95625.
Summary of Average Refinances in Elmira, California 95625
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Interactive Refinance Rate Projections for Elmira, California 95625
Pureloan has developed an interactive chart to monitor the five largest local lenders in Elmira, CA 95625, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Elmira, California 95625 from 2024 - 2016
The following historical data provides insights into refinancing trends in Elmira, California and the surrounding Solano county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Elmira, California 95625
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Elmira, California 95625, we have compiled a list of top refinance brokers to assist you in the process.
Melissa Hiatt
Mortgage Loan Orginator
6310 Hwy 193 At Church Street
Georgetown, CA 95625
(530) 333-1101
MHiatt@eldoradosavings.com
Suzi Pierce
Mortgage Loan Orginator
6310 Hwy 193 At Church Street
Georgetown, CA 95625
(530) 333-1101
SPierce@eldoradosavings.com
Amanda Morse
Loan Officer
1012 Riley St Ste 1
Folsom, CA 95625
(916) 983-8350
Amanda.L.Morse@chase.com
Jason Clark
Mortgage Banker
1012 Riley St Ste 1
Folsom, CA 95625
(191) 671-9610
Jason.R.Clark@Chase.com
Brent Lathe
Home Mortgage Consultant
1130 Iron Point Rd. 2nd Flr Suite 238
Folsom, CA 95625
(916) 294-3223
Brent.R.Lathe@wellsfargo.com
Address
6310 Hwy 193 At Church Street
Georgetown, CA
Contact
(530) 333-1101
Fax (301) 639-0804
MHiatt@eldoradosavings.com
Address
6310 Hwy 193 At Church Street
Georgetown, CA
Contact
(530) 333-1101
Fax (301) 639-0804
SPierce@eldoradosavings.com
Address
1012 Riley St Ste 1
Folsom, CA
Contact
(916) 983-8350
Fax (301) 639-0804
Amanda.L.Morse@chase.com