Compare Today’s Refinance Rates for Escondido, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Escondido, California 92025. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Escondido and other areas of San Diego county, expected lifetime cash savings are $10,350 or $29 / month.

For Escondido, California 92025, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Escondido, California 92025

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Escondido, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Escondido, CA 92025, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Escondido, CA

Refinance Rates for Escondido, California 92025 from 2013 - 2020

Below are historical data on refinancing in Escondido, California and around San Diego county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 70.15% 67.03% 71.32% 76.97% 80.16% 79.72% 79.05% 74.77%
avg refi rate 4.84% 4.52% 3.88% 3.74% 4.45% 4.05% 3.83% 3.97%
% 15 year fixed refinance 22.17% 23.38% 21.44% 18.00% 13.76% 14.17% 14.34% 18.49%
avg refi rate 4.26% 3.84% 3.28% 3.05% 3.54% 3.26% 3.11% 3.13%
Avg credit score 774.20 774.45 777.97 770.24 752.92 758.49 758.68 754.69
Avg LTV (loan to value) 56.20% 58.01% 58.80% 62.12% 67.64% 65.82% 63.38% 61.15%
Avg DTI (debt to income) 33.23 33.18 31.98 33.14 35.62 35.36 35.48 35.93
Avg refinance insurance % 0.30% 0.68% 0.76% 1.45% 2.16% 2.00% 1.86% 1.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Escondido, California 92025

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Escondido, California 92025, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Greg Cosgrove

Mortgage Lender

134 Pennsylvania Ave.

Escondido, CA 92025

(858) 922-1009

greg.cosgrove@integrity1st.com

Aaron Hultin

Mortgage Lender

613 W Valley Pkwy, Suite 230

Escondido, CA 92025

(760) 271-1179

ahultin@guildmortgage.net

June Ludwick

Mortgage Lender

225 West Valley Parkway

Escondido, CA 92025

(619) 977-3321

jludwick@alpinemc.com

Carl Kelley

Mortgage Lender

225 West Valley Parkway

Escondido, CA 92025

(760) 390-6561

ckelley@alpinemc.com

Tim Kadel

Mortgage Advisor

225 West Valley Pkwy., Suite 200

Escondido, CA 92025

(619) 805-5134

tkadel@financeofamerica.com

Address

134 Pennsylvania Ave.

Escondido, CA

Contact

(858) 922-1009

Fax (301) 639-0804

greg.cosgrove@integrity1st.com

Address

613 W Valley Pkwy, Suite 230

Escondido, CA

Contact

(760) 271-1179

Fax (301) 639-0804

ahultin@guildmortgage.net

Address

225 West Valley Parkway

Escondido, CA

Contact

(619) 977-3321

Fax (301) 639-0804

jludwick@alpinemc.com

Refinancing News for Escondido, California 92025