Compare Today’s Refinance Rates for Essex, California 92332
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Essex, California 92332.
With a 30-year amortization refinance in Essex and surrounding areas of San Bernardino county, our calculations show that you can expect to save up to $3,211 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Essex, California 92332.
Summary of Average Refinances in Essex, California 92332
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Interactive Refinance Rate Projections for Essex, California 92332
Pureloan has developed an interactive chart to monitor the five largest local lenders in Essex, CA 92332, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Essex, California 92332 from 2024 - 2016
The following historical data provides insights into refinancing trends in Essex, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Essex, California 92332
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Essex, California 92332, we have compiled a list of top refinance brokers to assist you in the process.
Ricardo Molina
Loan officer
14518 Baseline Ave
Fontana, CA 92332
(909) 349-1164
Ricardo.Molina@chase.com
Angela Olmos
Mortgage Banker
16879 Sierra Lakes Pkwy
Fontana, CA 92332
(909) 743-4018
angela.olmos@chase.com
Javier Ruedas
Home Loan Officer
9714 Sierra Avenue, Suite 101
Fontana, CA 92332
(626) 646-1793
javier.ruedas@homestreet.com
Miguel Ramirez-Cornejo
Home Loan Officer
9714 Sierra Avenue, Suite 101
Fontana, CA 92332
(626) 646-1793
miguel.ramirez-cornejo@homestreet.com
Craig Carlson
Mortgage Banker
17317 Main St
Hesperia, CA 92332
(176) 024-4331
Craig.W.Carlson@Chase.com
Address
14518 Baseline Ave
Fontana, CA
Contact
(909) 349-1164
Fax (301) 639-0804
Ricardo.Molina@chase.com
Address
16879 Sierra Lakes Pkwy
Fontana, CA
Contact
(909) 743-4018
Fax (301) 639-0804
angela.olmos@chase.com
Address
9714 Sierra Avenue, Suite 101
Fontana, CA
Contact
(626) 646-1793
Fax (301) 639-0804
javier.ruedas@homestreet.com