Compare Today’s Refinance Rates for Exeter, California 93221
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Exeter, California 93221.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,961 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Exeter and other areas of Tulare county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Exeter, California 93221
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Interactive Refinance Rate Projections for Exeter, California 93221
Pureloan has developed an interactive chart to monitor the five largest local lenders in Exeter, CA 93221, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Exeter, California 93221 from 2024 - 2016
The following historical data provides insights into refinancing trends in Exeter, California and the surrounding Tulare county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Exeter, California 93221
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Exeter, California 93221, we have compiled a list of top refinance brokers to assist you in the process.
John Vartanian
Mortgage consultant
520 W Lacey Blvd Ste 5
Hanford, CA 93221
(559) 585-7410
JohnV@resourcelenders.com
Megan Carrilho
Mortgage Loan Orginator
855 N Lemoore Ave Ste 190
Lemoore, CA 93221
(888) 842-6328
Megan_Carrilho@navyfederal.org
Reinita Toth
Mortgage Loan Orginator
855 N Lemoore Ave Ste 190
Lemoore, CA 93221
(888) 842-6328
Reinita_Toth@navyfederal.org
Barbara Rossitto
Sr Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93221
(559) 784-2265
barbr1@ccmloans.com
Chris Hooten
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93221
(559) 784-2265
chris@ccmloans.com
Address
520 W Lacey Blvd Ste 5
Hanford, CA
Contact
(559) 585-7410
Fax (301) 639-0804
JohnV@resourcelenders.com
Address
855 N Lemoore Ave Ste 190
Lemoore, CA
Contact
(888) 842-6328
Fax (301) 639-0804
Megan_Carrilho@navyfederal.org
Address
855 N Lemoore Ave Ste 190
Lemoore, CA
Contact
(888) 842-6328
Fax (301) 639-0804
Reinita_Toth@navyfederal.org