Compare Today’s Refinance Rates for Fairfield, California 94533
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fairfield, California 94533.
With a 30-year amortization refinance in Fairfield and surrounding areas of Solano county, our calculations show that you can expect to save up to $7,592 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fairfield, California 94533.
Summary of Average Refinances in Fairfield, California 94533
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Interactive Refinance Rate Projections for Fairfield, California 94533
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fairfield, CA 94533, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fairfield, California 94533 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fairfield, California and the surrounding Solano county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
| avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
| % 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
| avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
| Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
| Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
| Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
| Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Fairfield, California 94533
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fairfield, California 94533, we have compiled a list of top refinance brokers to assist you in the process.
Gregory Ward
Mortgage Banker
5095 Business Center Dr
Fairfield, CA 94533
(51) 050-1149
Gregory.Ward@chase.com
Victoria Torres
Loan Officer
1652 W Texas Street Suite 138
Fairfield, CA 94533
(949) 238-4256
vtorres@citywidehomeloans.com
Anthony Pinto
Loan Officer
1652 W Texas Street Suite 138
Fairfield, CA 94533
(801) 747-2482
tpinto@citywidehomeloans.com
Tricia Allison
Loan Officer
1652 W Texas Street Suite 138
Fairfield, CA 94533
(559) 490-4339
tallison@citywidehomeloans.com
Sophia Sanderson
Loan Officer
1652 W Texas Street Suite 138
Fairfield, CA 94533
(480) 822-6280
ssanderson@citywidehomeloans.com
Address
5095 Business Center Dr
Fairfield, CA
Contact
(51) 050-1149
Fax (301) 639-0804
Gregory.Ward@chase.com
Address
1652 W Texas Street Suite 138
Fairfield, CA
Contact
(949) 238-4256
Fax (301) 639-0804
vtorres@citywidehomeloans.com
Address
1652 W Texas Street Suite 138
Fairfield, CA
Contact
(801) 747-2482
Fax (301) 639-0804
tpinto@citywidehomeloans.com