Compare Today’s Refinance Rates for Felton, California 95018
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Felton, California 95018.
With a 30-year amortization refinance in Felton and surrounding areas of Santa Cruz county, our calculations show that you can expect to save up to $12,441 over the lifetime of your mortgage, or a monthly savings of $35. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Felton, California 95018.
Summary of Average Refinances in Felton, California 95018
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Interactive Refinance Rate Projections for Felton, California 95018
Pureloan has developed an interactive chart to monitor the five largest local lenders in Felton, CA 95018, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Felton, California 95018 from 2024 - 2016
The following historical data provides insights into refinancing trends in Felton, California and the surrounding Santa Cruz county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Felton, California 95018
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Felton, California 95018, we have compiled a list of top refinance brokers to assist you in the process.
Rosi Medina
Mortgage Banker
494 Tres Pinos Rd
Hollister, CA 95018
(183) 190-2207
Rosi.Medina@Chase.com
Tony Vega
Mortgage Loan Officer
530 San Benito Street, Suite 101
Hollister, CA 95018
(800) 464-2484
tony.vega@prospectmtg.com
Clinton Holthouse
Mortgage Loan Originator
530 San Benito Street
Hollister, CA 95018
Clint.Holthouse@homebridge.com
Cynthia Holthouse
Mortgage Loan Originator
530 San Benito Street
Hollister, CA 95018
(831) 902-2229
Cynthia.Holthouse@homebridge.com
Tony Vega
Mortgage Loan Originator
530 San Benito Street
Hollister, CA 95018
(877) 675-9291
Tony.Vega@HomeBridge.com
Address
494 Tres Pinos Rd
Hollister, CA
Contact
(183) 190-2207
Fax (301) 639-0804
Rosi.Medina@Chase.com
Address
530 San Benito Street, Suite 101
Hollister, CA
Contact
(800) 464-2484
Fax (301) 639-0804
tony.vega@prospectmtg.com
Address
530 San Benito Street
Hollister, CA
Contact
Fax (301) 639-0804
Clint.Holthouse@homebridge.com