Compare Today’s Refinance Rates for Fiddletown, California 95629
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fiddletown, California 95629.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,369 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Fiddletown and other areas of Amador county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Fiddletown, California 95629
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Interactive Refinance Rate Projections for Fiddletown, California 95629
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fiddletown, CA 95629, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fiddletown, California 95629 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fiddletown, California and the surrounding Amador county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Fiddletown, California 95629
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fiddletown, California 95629, we have compiled a list of top refinance brokers to assist you in the process.
Melissa Hiatt
Mortgage Loan Orginator
6310 Hwy 193 At Church Street
Georgetown, CA 95629
(530) 333-1101
MHiatt@eldoradosavings.com
Suzi Pierce
Mortgage Loan Orginator
6310 Hwy 193 At Church Street
Georgetown, CA 95629
(530) 333-1101
SPierce@eldoradosavings.com
Amanda Morse
Loan Officer
1012 Riley St Ste 1
Folsom, CA 95629
(916) 983-8350
Amanda.L.Morse@chase.com
Jason Clark
Mortgage Banker
1012 Riley St Ste 1
Folsom, CA 95629
(191) 671-9610
Jason.R.Clark@Chase.com
Brent Lathe
Home Mortgage Consultant
1130 Iron Point Rd. 2nd Flr Suite 238
Folsom, CA 95629
(916) 294-3223
Brent.R.Lathe@wellsfargo.com
Address
6310 Hwy 193 At Church Street
Georgetown, CA
Contact
(530) 333-1101
Fax (301) 639-0804
MHiatt@eldoradosavings.com
Address
6310 Hwy 193 At Church Street
Georgetown, CA
Contact
(530) 333-1101
Fax (301) 639-0804
SPierce@eldoradosavings.com
Address
1012 Riley St Ste 1
Folsom, CA
Contact
(916) 983-8350
Fax (301) 639-0804
Amanda.L.Morse@chase.com