Compare Today’s Refinance Rates for Fort Bragg, California 95437
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fort Bragg, California 95437.
With a 30-year amortization refinance in Fort Bragg and surrounding areas of Mendocino county, our calculations show that you can expect to save up to $6,566 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fort Bragg, California 95437.
Summary of Average Refinances in Fort Bragg, California 95437
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Interactive Refinance Rate Projections for Fort Bragg, California 95437
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fort Bragg, CA 95437, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fort Bragg, California 95437 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fort Bragg, California and the surrounding Mendocino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Fort Bragg, California 95437
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fort Bragg, California 95437, we have compiled a list of top refinance brokers to assist you in the process.
Michael D.
Loan Officer
365 Cypress Street
Fort Bragg, CA 95437
(866) 706-2342
firsteq@mcn.org
Kat Kronebusch
Mortgage Banker
120 E Alder St
Newport, CA 95437
(714) 376-4565
Kat.Kronebusch@chase.com
Kimberly Cottingham
L an fficer
39126 cean Drive, Suite A
Gualala, CA 95437
(707) 823-6646
Kim@cottinghamloans.com
Jennifer Beeston
Branch Manager
737 Healdsburg Ave
Healdsburg, CA 95437
(707) 559-9566
beeston@rate.com
Mark Hall
Loan officer
1201 Vine St, Suite 102
Healdsburg, CA 95437
(415) 524-3426
mark.hall@guildmortgage.com
Address
365 Cypress Street
Fort Bragg, CA
Contact
(866) 706-2342
Fax (301) 639-0804
firsteq@mcn.org
Address
120 E Alder St
Newport, CA
Contact
(714) 376-4565
Fax (301) 639-0804
Kat.Kronebusch@chase.com
Address
39126 cean Drive, Suite A
Gualala, CA
Contact
(707) 823-6646
Fax (301) 639-0804
Kim@cottinghamloans.com