Compare Today’s Refinance Rates for Fountain Valley, California 92728
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Fountain Valley, California 92728.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Fountain Valley, California 92728. For 30-year amortization refinancing, you can expect lifetime cash savings of $15,069 or $42 per month in Fountain Valley and other parts of Orange county.
Summary of Average Refinances in Fountain Valley, California 92728
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Interactive Refinance Rate Projections for Fountain Valley, California 92728
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fountain Valley, CA 92728, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fountain Valley, California 92728 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fountain Valley, California and the surrounding Orange county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Fountain Valley, California 92728
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fountain Valley, California 92728, we have compiled a list of top refinance brokers to assist you in the process.
Tim Williams
Senior Loan Officer
8900 Warner Avenue
Fountain Valley, CA 92728
(877) 816-7846 Ext. 149
tim@optimumfirst.com
Tiffani Buck
Senior Loan Officer
8900 Warner Avenue
Fountain Valley, CA 92728
(877) 816-7846 Ext. 146
tiffani@optimumfirst.com
Thomas Doney
Senior Loan Officer
8900 Warner Avenue
Fountain Valley, CA 92728
(877) 816-7846 Ext. 118
thomas@optimumfirst.com
Tara Schuster
Senior Loan Officer
8900 Warner Avenue
Fountain Valley, CA 92728
(877) 816-7846 Ext. 131
tara@optimumfirst.com
Sean Chase
Senior Loan Officer
8900 Warner Avenue
Fountain Valley, CA 92728
(877) 816-7846 Ext. 219
sean@optimumfirst.com
Address
8900 Warner Avenue
Fountain Valley, CA
Contact
(877) 816-7846 Ext. 149
Fax (301) 639-0804
tim@optimumfirst.com
Address
8900 Warner Avenue
Fountain Valley, CA
Contact
(877) 816-7846 Ext. 146
Fax (301) 639-0804
tiffani@optimumfirst.com
Address
8900 Warner Avenue
Fountain Valley, CA
Contact
(877) 816-7846 Ext. 118
Fax (301) 639-0804
thomas@optimumfirst.com