Compare Today’s Refinance Rates for Fremont, California
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Fremont, California 94538. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Fremont and other areas of Alameda county, expected lifetime cash savings are $18,067 or $50 / month.
For Fremont, California 94538, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Fremont, California 94538
Become a certified mortgage expert on Pureloan.com
in Fremont, California 94538
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Customized Refinance Rate Projections for Fremont, CA
For refinance rate forecasts and predictions in Fremont, CA 94538, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Fremont, California 94538 from 2013 - 2020
Below are historical data on refinancing in Fremont, California and around Alameda county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 68.35% | 63.66% | 70.29% | 69.75% | 78.75% | 73.47% | 69.09% | 62.50% |
| avg refi rate | 4.90% | 4.53% | 3.87% | 3.72% | 4.44% | 3.98% | 3.80% | 3.87% |
| % 15 year fixed refinance | 25.11% | 27.20% | 24.24% | 24.44% | 17.74% | 20.26% | 24.85% | 30.11% |
| avg refi rate | 4.31% | 3.84% | 3.26% | 2.99% | 3.46% | 3.21% | 3.05% | 3.17% |
| Avg credit score | 777.51 | 778.07 | 779.19 | 774.95 | 758.70 | 766.24 | 767.25 | 765.17 |
| Avg LTV (loan to value) | 49.13% | 49.53% | 50.27% | 49.61% | 56.12% | 49.63% | 43.03% | 43.28% |
| Avg DTI (debt to income) | 32.53 | 31.96 | 31.33 | 31.92 | 35.01 | 34.41 | 34.03 | 34.03 |
| Avg refinance insurance % | 0.07% | 0.07% | 0.13% | 0.18% | 0.56% | 0.20% | 0.08% | 0.09% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Fremont, California 94538
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fremont, California 94538, we have compiled a list of the leading refinance brokers to guide you.
Asad Taheri
Mortgage Consultant
39305 Paseo Padre Pwy
Fremont, CA 94538
Asad.Taheri@unionbank.com
Jonathan Wong
Loan Officer
46750 Mission Blvd.
Fremont, CA 94538
(510) 703-9780
jonathan.m.wong@us.hsbc.com
Richard Ozuna
Mortgage Banker
38980 Fremont Blvd
Fremont, CA 94538
(40) 846-1220
Richard.Ozuna@chase.com
Erika Moreno
Mortgage Banker
38980 Fremont Blvd
Fremont, CA 94538
(510) 789-0121
Erika.Moreno@chase.com
Michelle Lu
Mortgage Banker
38980 Fremont Blvd
Fremont, CA 94538
(510) 574-0157
Michelle.Lu@chase.com
Address
39305 Paseo Padre Pwy
Fremont, CA
Contact
Fax (301) 639-0804
Asad.Taheri@unionbank.com
Address
46750 Mission Blvd.
Fremont, CA
Contact
(510) 703-9780
Fax (301) 639-0804
jonathan.m.wong@us.hsbc.com
Address
38980 Fremont Blvd
Fremont, CA
Contact
(40) 846-1220
Fax (301) 639-0804
Richard.Ozuna@chase.com