Compare Today’s Refinance Rates for Fremont, California

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Fremont, California 94555. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Fremont and surrounding areas of Alameda county, expected lifetime cash savings are $106,346 or $295 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Fremont, California 94555.

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Summary of Average Refinance Terms in Fremont, California 94555

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Fremont, California 94555 from 2012 - 2019

Below are historical data on refinancing in Fremont, California and around Alameda county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 68.35% 63.66% 70.29% 69.75% 78.75% 73.47% 69.09% 62.50%
avg refi rate 4.90% 4.53% 3.87% 3.72% 4.44% 3.98% 3.80% 3.87%
% 15 year fixed refinance 25.11% 27.20% 24.24% 24.44% 17.74% 20.26% 24.85% 30.11%
avg refi rate 4.31% 3.84% 3.26% 2.99% 3.46% 3.21% 3.05% 3.17%
% 10 year fixed refinance 2.69% 5.22% 2.01% 2.54% 1.07% 0.74% 0.70% 0.70%
avg refi rate 4.11% 3.70% 3.17% 2.90% 3.47% 3.20% 2.97% 2.88%
Avg credit score 777.51 778.07 779.19 774.95 758.70 766.24 767.25 765.17
Avg LTV (loan to value) 49.13% 49.53% 50.27% 49.61% 56.12% 49.63% 43.03% 43.28%
Avg Combined LTV (loan to value) 51.45% 51.80% 52.73% 51.73% 57.82% 50.80% 43.95% 44.46%
Avg DTI (debt to income) 32.53 31.96 31.33 31.92 35.01 34.41 34.03 34.03
Avg refinance insurance % 0.07% 0.07% 0.13% 0.18% 0.56% 0.20% 0.08% 0.09%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fremont, California 94555

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fremont, California 94555, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Asad Taheri

Mortgage Consultant

39305 Paseo Padre Pwy

Fremont, CA 94555

Asad.Taheri@unionbank.com

Jonathan Wong

Loan Officer

46750 Mission Blvd.

Fremont, CA 94555

(510) 703-9780

jonathan.m.wong@us.hsbc.com

Richard Ozuna

Mortgage Banker

38980 Fremont Blvd

Fremont, CA 94555

(40) 846-1220

Richard.Ozuna@chase.com

Erika Moreno

Mortgage Banker

38980 Fremont Blvd

Fremont, CA 94555

(510) 789-0121

Erika.Moreno@chase.com

Michelle Lu

Mortgage Banker

38980 Fremont Blvd

Fremont, CA 94555

(510) 574-0157

Michelle.Lu@chase.com

Address

39305 Paseo Padre Pwy

Fremont, CA

Contact

Fax (301) 639-0804

Asad.Taheri@unionbank.com

Address

46750 Mission Blvd.

Fremont, CA

Contact

(510) 703-9780

Fax (301) 639-0804

jonathan.m.wong@us.hsbc.com

Address

38980 Fremont Blvd

Fremont, CA

Contact

(40) 846-1220

Fax (301) 639-0804

Richard.Ozuna@chase.com

Refinancing News for Fremont, California 94555