Compare Today’s Refinance Rates for Fremont, California
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Fremont, California 94555. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Fremont and surrounding areas of Alameda county, your expected lifetime cash savings are $26,783 or $74 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fremont, California 94555.
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Summary of Average Refinance Terms in Fremont, California 94555


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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Fremont, CA 94555, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Fremont, California 94555 from 2012 - 2019
Below are historical data on refinancing in Fremont, California and around Alameda county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 68.35% | 63.66% | 70.29% | 69.75% | 78.75% | 73.47% | 69.09% | 62.50% |
avg refi rate | 4.90% | 4.53% | 3.87% | 3.72% | 4.44% | 3.98% | 3.80% | 3.87% |
% 15 year fixed refinance | 25.11% | 27.20% | 24.24% | 24.44% | 17.74% | 20.26% | 24.85% | 30.11% |
avg refi rate | 4.31% | 3.84% | 3.26% | 2.99% | 3.46% | 3.21% | 3.05% | 3.17% |
Avg credit score | 777.51 | 778.07 | 779.19 | 774.95 | 758.70 | 766.24 | 767.25 | 765.17 |
Avg LTV (loan to value) | 49.13% | 49.53% | 50.27% | 49.61% | 56.12% | 49.63% | 43.03% | 43.28% |
Avg DTI (debt to income) | 32.53 | 31.96 | 31.33 | 31.92 | 35.01 | 34.41 | 34.03 | 34.03 |
Avg refinance insurance % | 0.07% | 0.07% | 0.13% | 0.18% | 0.56% | 0.20% | 0.08% | 0.09% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Fremont, California 94555
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fremont, California 94555, we have compiled a list of the leading refinance brokers to guide you.
Asad Taheri
Mortgage Consultant
39305 Paseo Padre Pwy
Fremont, CA 94555
Asad.Taheri@unionbank.com
Jonathan Wong
Loan Officer
46750 Mission Blvd.
Fremont, CA 94555
(510) 703-9780
jonathan.m.wong@us.hsbc.com
Richard Ozuna
Mortgage Banker
38980 Fremont Blvd
Fremont, CA 94555
(40) 846-1220
Richard.Ozuna@chase.com
Erika Moreno
Mortgage Banker
38980 Fremont Blvd
Fremont, CA 94555
(510) 789-0121
Erika.Moreno@chase.com
Michelle Lu
Mortgage Banker
38980 Fremont Blvd
Fremont, CA 94555
(510) 574-0157
Michelle.Lu@chase.com
Address
39305 Paseo Padre Pwy
Fremont, CA
Contact
Fax (301) 639-0804
Asad.Taheri@unionbank.com
Address
46750 Mission Blvd.
Fremont, CA
Contact
(510) 703-9780
Fax (301) 639-0804
jonathan.m.wong@us.hsbc.com
Address
38980 Fremont Blvd
Fremont, CA
Contact
(40) 846-1220
Fax (301) 639-0804
Richard.Ozuna@chase.com