Compare Today’s Refinance Rates for Fremont, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Fremont, California 94538. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Fremont and other areas of Alameda county, expected lifetime cash savings are $18,067 or $50 / month.

For Fremont, California 94538, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Fremont, California 94538

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Fremont, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Fremont, CA 94538, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Fremont, CA

Refinance Rates for Fremont, California 94538 from 2013 - 2020

Below are historical data on refinancing in Fremont, California and around Alameda county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 68.35% 63.66% 70.29% 69.75% 78.75% 73.47% 69.09% 62.50%
avg refi rate 4.90% 4.53% 3.87% 3.72% 4.44% 3.98% 3.80% 3.87%
% 15 year fixed refinance 25.11% 27.20% 24.24% 24.44% 17.74% 20.26% 24.85% 30.11%
avg refi rate 4.31% 3.84% 3.26% 2.99% 3.46% 3.21% 3.05% 3.17%
Avg credit score 777.51 778.07 779.19 774.95 758.70 766.24 767.25 765.17
Avg LTV (loan to value) 49.13% 49.53% 50.27% 49.61% 56.12% 49.63% 43.03% 43.28%
Avg DTI (debt to income) 32.53 31.96 31.33 31.92 35.01 34.41 34.03 34.03
Avg refinance insurance % 0.07% 0.07% 0.13% 0.18% 0.56% 0.20% 0.08% 0.09%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fremont, California 94538

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fremont, California 94538, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Asad Taheri

Mortgage Consultant

39305 Paseo Padre Pwy

Fremont, CA 94538

Asad.Taheri@unionbank.com

Jonathan Wong

Loan Officer

46750 Mission Blvd.

Fremont, CA 94538

(510) 703-9780

jonathan.m.wong@us.hsbc.com

Richard Ozuna

Mortgage Banker

38980 Fremont Blvd

Fremont, CA 94538

(40) 846-1220

Richard.Ozuna@chase.com

Erika Moreno

Mortgage Banker

38980 Fremont Blvd

Fremont, CA 94538

(510) 789-0121

Erika.Moreno@chase.com

Michelle Lu

Mortgage Banker

38980 Fremont Blvd

Fremont, CA 94538

(510) 574-0157

Michelle.Lu@chase.com

Address

39305 Paseo Padre Pwy

Fremont, CA

Contact

Fax (301) 639-0804

Asad.Taheri@unionbank.com

Address

46750 Mission Blvd.

Fremont, CA

Contact

(510) 703-9780

Fax (301) 639-0804

jonathan.m.wong@us.hsbc.com

Address

38980 Fremont Blvd

Fremont, CA

Contact

(40) 846-1220

Fax (301) 639-0804

Richard.Ozuna@chase.com

Refinancing News for Fremont, California 94538