Compare Today’s Refinance Rates for Fremont, California 94536
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fremont, California 94536.
With a 30-year amortization refinance in Fremont and surrounding areas of Alameda county, our calculations show that you can expect to save up to $17,523 over the lifetime of your mortgage, or a monthly savings of $49. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fremont, California 94536.
Summary of Average Refinances in Fremont, California 94536
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Interactive Refinance Rate Projections for Fremont, California 94536
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fremont, CA 94536, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fremont, California 94536 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fremont, California and the surrounding Alameda county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Fremont, California 94536
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fremont, California 94536, we have compiled a list of top refinance brokers to assist you in the process.
Asad Taheri
Mortgage Consultant
39305 Paseo Padre Pwy
Fremont, CA 94536
Asad.Taheri@unionbank.com
Jonathan Wong
Loan Officer
46750 Mission Blvd.
Fremont, CA 94536
(510) 703-9780
jonathan.m.wong@us.hsbc.com
Richard Ozuna
Mortgage Banker
38980 Fremont Blvd
Fremont, CA 94536
(40) 846-1220
Richard.Ozuna@chase.com
Erika Moreno
Mortgage Banker
38980 Fremont Blvd
Fremont, CA 94536
(510) 789-0121
Erika.Moreno@chase.com
Michelle Lu
Mortgage Banker
38980 Fremont Blvd
Fremont, CA 94536
(510) 574-0157
Michelle.Lu@chase.com
Address
39305 Paseo Padre Pwy
Fremont, CA
Contact
Fax (301) 639-0804
Asad.Taheri@unionbank.com
Address
46750 Mission Blvd.
Fremont, CA
Contact
(510) 703-9780
Fax (301) 639-0804
jonathan.m.wong@us.hsbc.com
Address
38980 Fremont Blvd
Fremont, CA
Contact
(40) 846-1220
Fax (301) 639-0804
Richard.Ozuna@chase.com