Compare Today’s Refinance Rates for French Camp, California 95231
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in French Camp, California 95231.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,693 over the lifetime of your mortgage, which translates to a monthly savings of $16 in French Camp and other areas of San Joaquin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in French Camp, California 95231
Become a certified mortgage expert on Pureloan.com
in French Camp, California 95231
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for French Camp, California 95231
Pureloan has developed an interactive chart to monitor the five largest local lenders in French Camp, CA 95231, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in French Camp, California 95231 from 2024 - 2016
The following historical data provides insights into refinancing trends in French Camp, California and the surrounding San Joaquin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.91% | 70.01% | 68.83% | 74.10% | 67.52% | 57.43% | 63.21% | 61.86% |
avg refi rate | 6.33% | 3.53% | 2.95% | 3.29% | 4.12% | 4.58% | 4.19% | 3.91% | 4.14% |
% 15 year fixed refinance | 21.27% | 18.69% | 18.98% | 13.86% | 21.97% | 31.59% | 23.58% | 26.43% | |
avg refi rate | 2.68% | 2.42% | 2.78% | 3.55% | 3.89% | 3.38% | 3.19% | 3.33% | |
Avg credit score | 742.33 | 739.70 | 748.92 | 753.82 | 743.92 | 741.71 | 760.96 | 753.12 | 753.87 |
Avg LTV (loan to value) | 64.33% | 54.67% | 61.86% | 65.90% | 70.19% | 64.74% | 65.30% | 66.56% | 67.33% |
Avg DTI (debt to income) | 38.89 | 35.42 | 34.56 | 33.54 | 36.14 | 36.00 | 34.71 | 35.93 | 33.91 |
Avg refinance insurance % | 2.78% | 0.53% | 1.53% | 2.62% | 4.53% | 2.46% | 2.64% | 2.22% | 2.57% |
Best Refinance Brokers around French Camp, California 95231
If you are considering refinancing your mortgage or obtaining a cash-out refinance in French Camp, California 95231, we have compiled a list of top refinance brokers to assist you in the process.
Christine Foster
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95231
(530) 268-1200
CFoster@eldoradosavings.com
Dana Osterlund
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95231
(530) 268-1200
DOsterlund@eldoradosavings.com
Karin Harlan
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95231
(530) 268-1200
KHarlan@eldoradosavings.com
Stephanie Porter
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95231
(530) 268-1200
SPorter@eldoradosavings.com
Diana Avey
Mortgage Loan Orginator
245 Tom Bell Rd
Murphys, CA 95231
(209) 728-2003
DAvey@eldoradosavings.com
Address
1227 Oak Court
Arnold, CA
Contact
(530) 268-1200
Fax (301) 639-0804
CFoster@eldoradosavings.com
Address
1227 Oak Court
Arnold, CA
Contact
(530) 268-1200
Fax (301) 639-0804
DOsterlund@eldoradosavings.com
Address
1227 Oak Court
Arnold, CA
Contact
(530) 268-1200
Fax (301) 639-0804
KHarlan@eldoradosavings.com