Compare Today’s Refinance Rates for French Gulch, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for French Gulch, California 96033. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in French Gulch and other areas of Shasta county, expected lifetime cash savings are $6,054 or $17 / month.

For French Gulch, California 96033, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in French Gulch, California 96033

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in French Gulch, CA 96033, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for French Gulch, California 96033 from 2012 - 2019

Below are historical data on refinancing in French Gulch, California and around Shasta county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 66.54% 54.70% 58.13% 60.67% 63.08% 66.82% 66.52% 63.89%
avg refi rate 4.88% 4.64% 3.91% 3.78% 4.57% 4.13% 3.94% 4.02%
% 15 year fixed refinance 25.56% 34.56% 32.02% 30.24% 27.69% 22.35% 23.21% 25.93%
avg refi rate 4.35% 3.86% 3.25% 3.11% 3.65% 3.43% 3.21% 3.44%
Avg credit score 772.40 774.23 778.38 770.43 756.91 762.16 762.75 759.38
Avg LTV (loan to value) 59.74% 61.55% 64.73% 65.45% 67.49% 70.82% 69.71% 68.54%
Avg DTI (debt to income) 30.98 30.35 30.08 30.47 33.24 32.86 33.52 32.93
Avg refinance insurance % 0.53% 0.72% 1.47% 1.86% 2.66% 4.61% 3.77% 3.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around French Gulch, California 96033

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in French Gulch, California 96033, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Amy Jarrard

Mortgage Loan Originator

255 Main Street

Chester, CA 96033

(530) 258-4161

amy.Jarrard@plumasbank.com

Jeff Williams

Mortgage Loan Originator

255 Main Street

Chester, CA 96033

(530) 258-4161

Jeff.Williams@plumasbank.com

Shauna Varner

Mortgage Loan Originator

255 Main Street

Chester, CA 96033

(530) 258-4161

Shauna.Varner@plumasbank.com

Tracey Smith

Mortgage Loan Originator

255 Main Street

Chester, CA 96033

(530) 258-4161

Tracey.Smith@plumasbank.com

David Kaiser

Mortgage Loan Originator

255 Main Street

Chester, CA 96033

(530) 258-4161

David.Kaiser@plumasbank.com

Address

255 Main Street

Chester, CA

Contact

(530) 258-4161

Fax (301) 639-0804

amy.Jarrard@plumasbank.com

Address

255 Main Street

Chester, CA

Contact

(530) 258-4161

Fax (301) 639-0804

Jeff.Williams@plumasbank.com

Address

255 Main Street

Chester, CA

Contact

(530) 258-4161

Fax (301) 639-0804

Shauna.Varner@plumasbank.com

Refinancing News for French Gulch, California 96033