Compare Today’s Refinance Rates for Fresno, California
Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Fresno, California 93888. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Fresno and surrounding areas of Fresno county, expected lifetime cash savings are $25,344 or $70 / month.
Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Fresno, California 93888.
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Summary of Average Refinance Terms in Fresno, California 93888
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Refinance Rates for Fresno, California 93888 from 2012 - 2019
Below are historical data on refinancing in Fresno, California and around Fresno county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 67.21% | 62.53% | 68.29% | 73.78% | 80.72% | 78.43% | 78.33% | 72.32% |
| avg refi rate | 4.85% | 4.55% | 3.89% | 3.79% | 4.47% | 4.05% | 3.85% | 3.95% |
| % 15 year fixed refinance | 23.84% | 25.72% | 22.39% | 20.17% | 12.33% | 12.58% | 14.41% | 18.26% |
| avg refi rate | 4.27% | 3.84% | 3.28% | 3.03% | 3.51% | 3.29% | 3.13% | 3.19% |
| % 10 year fixed refinance | 2.24% | 4.22% | 3.49% | 2.18% | 0.60% | 0.77% | 0.51% | 0.72% |
| avg refi rate | 4.06% | 3.66% | 3.19% | 2.94% | 3.48% | 3.36% | 2.98% | 3.10% |
| Avg credit score | 774.66 | 773.00 | 778.35 | 769.83 | 751.29 | 756.30 | 757.32 | 754.48 |
| Avg LTV (loan to value) | 56.84% | 59.75% | 61.24% | 63.53% | 68.81% | 66.94% | 64.04% | 63.95% |
| Avg Combined LTV (loan to value) | 59.24% | 61.90% | 62.59% | 64.90% | 70.66% | 68.17% | 64.91% | 65.10% |
| Avg DTI (debt to income) | 32.87 | 33.59 | 32.45 | 33.21 | 36.15 | 35.89 | 35.72 | 36.95 |
| Avg refinance insurance % | 0.34% | 0.47% | 0.88% | 1.85% | 1.82% | 2.06% | 1.60% | 1.68% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Fresno, California 93888
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fresno, California 93888, we have compiled a list of the leading refinance brokers to guide you.
Joie Thor
Cashier & Loan Clerk
P.O. Box 16039
Fresno, CA 93888
(559) 230-5080
joie@sjpecu.org
Heidi Wheeler
Loan Officer
P.O. Box 16039
Fresno, CA 93888
(559) 230-5080
heidi@sjpecu.org
Michael Stevenson
Branch Manager
6495 North Palm Avenue, Ste 101
Fresno, CA 93888
(559) 490-4012
michael.stevenson@primelending.com
Marilyn Amorino
Loan Originator
6495 North Palm Avenue, Ste 101
Fresno, CA 93888
(559) 367-0355
marilyn.amorino@primelending.com
Parth Patel
Sales Manager
8050 N. Palm Avenue, Suite 300
Fresno, CA 93888
(800) 707-0985
Sales
Address
P.O. Box 16039
Fresno, CA
Contact
(559) 230-5080
Fax (301) 639-0804
joie@sjpecu.org
Address
P.O. Box 16039
Fresno, CA
Contact
(559) 230-5080
Fax (301) 639-0804
heidi@sjpecu.org
Address
6495 North Palm Avenue, Ste 101
Fresno, CA
Contact
(559) 490-4012
Fax (301) 639-0804
michael.stevenson@primelending.com