Compare Today’s Refinance Rates for Fresno, California
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Fresno, California 93705. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Fresno and surrounding areas of Fresno county, your expected lifetime cash savings are $4,138 or $11 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fresno, California 93705.
Summary of Average Refinance Terms in Fresno, California 93705
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Customized Refinance Rate Projections for Fresno, CA
For refinance rate forecasts and predictions in Fresno, CA 93705, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Fresno, California 93705 from 2013 - 2020
Below are historical data on refinancing in Fresno, California and around Fresno county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 67.21% | 62.53% | 68.29% | 73.78% | 80.72% | 78.43% | 78.33% | 72.32% |
| avg refi rate | 4.85% | 4.55% | 3.89% | 3.79% | 4.47% | 4.05% | 3.85% | 3.95% |
| % 15 year fixed refinance | 23.84% | 25.72% | 22.39% | 20.17% | 12.33% | 12.58% | 14.41% | 18.26% |
| avg refi rate | 4.27% | 3.84% | 3.28% | 3.03% | 3.51% | 3.29% | 3.13% | 3.19% |
| Avg credit score | 774.66 | 773.00 | 778.35 | 769.83 | 751.29 | 756.30 | 757.32 | 754.48 |
| Avg LTV (loan to value) | 56.84% | 59.75% | 61.24% | 63.53% | 68.81% | 66.94% | 64.04% | 63.95% |
| Avg DTI (debt to income) | 32.87 | 33.59 | 32.45 | 33.21 | 36.15 | 35.89 | 35.72 | 36.95 |
| Avg refinance insurance % | 0.34% | 0.47% | 0.88% | 1.85% | 1.82% | 2.06% | 1.60% | 1.68% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Fresno, California 93705
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fresno, California 93705, we have compiled a list of the leading refinance brokers to guide you.
Joie Thor
Cashier & Loan Clerk
P.O. Box 16039
Fresno, CA 93705
(559) 230-5080
joie@sjpecu.org
Heidi Wheeler
Loan Officer
P.O. Box 16039
Fresno, CA 93705
(559) 230-5080
heidi@sjpecu.org
Michael Stevenson
Branch Manager
6495 North Palm Avenue, Ste 101
Fresno, CA 93705
(559) 490-4012
michael.stevenson@primelending.com
Marilyn Amorino
Loan Originator
6495 North Palm Avenue, Ste 101
Fresno, CA 93705
(559) 367-0355
marilyn.amorino@primelending.com
Parth Patel
Sales Manager
8050 N. Palm Avenue, Suite 300
Fresno, CA 93705
(800) 707-0985
Sales
Address
P.O. Box 16039
Fresno, CA
Contact
(559) 230-5080
Fax (301) 639-0804
joie@sjpecu.org
Address
P.O. Box 16039
Fresno, CA
Contact
(559) 230-5080
Fax (301) 639-0804
heidi@sjpecu.org
Address
6495 North Palm Avenue, Ste 101
Fresno, CA
Contact
(559) 490-4012
Fax (301) 639-0804
michael.stevenson@primelending.com