Compare Today’s Refinance Rates for Fresno, California

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Fresno, California 93888. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Fresno and surrounding areas of Fresno county, expected lifetime cash savings are $25,344 or $70 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Fresno, California 93888.

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Summary of Average Refinance Terms in Fresno, California 93888

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Fresno, California 93888 from 2012 - 2019

Below are historical data on refinancing in Fresno, California and around Fresno county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 67.21% 62.53% 68.29% 73.78% 80.72% 78.43% 78.33% 72.32%
avg refi rate 4.85% 4.55% 3.89% 3.79% 4.47% 4.05% 3.85% 3.95%
% 15 year fixed refinance 23.84% 25.72% 22.39% 20.17% 12.33% 12.58% 14.41% 18.26%
avg refi rate 4.27% 3.84% 3.28% 3.03% 3.51% 3.29% 3.13% 3.19%
% 10 year fixed refinance 2.24% 4.22% 3.49% 2.18% 0.60% 0.77% 0.51% 0.72%
avg refi rate 4.06% 3.66% 3.19% 2.94% 3.48% 3.36% 2.98% 3.10%
Avg credit score 774.66 773.00 778.35 769.83 751.29 756.30 757.32 754.48
Avg LTV (loan to value) 56.84% 59.75% 61.24% 63.53% 68.81% 66.94% 64.04% 63.95%
Avg Combined LTV (loan to value) 59.24% 61.90% 62.59% 64.90% 70.66% 68.17% 64.91% 65.10%
Avg DTI (debt to income) 32.87 33.59 32.45 33.21 36.15 35.89 35.72 36.95
Avg refinance insurance % 0.34% 0.47% 0.88% 1.85% 1.82% 2.06% 1.60% 1.68%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fresno, California 93888

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fresno, California 93888, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Joie Thor

Cashier & Loan Clerk

P.O. Box 16039

Fresno, CA 93888

(559) 230-5080

joie@sjpecu.org

Heidi Wheeler

Loan Officer

P.O. Box 16039

Fresno, CA 93888

(559) 230-5080

heidi@sjpecu.org

Michael Stevenson

Branch Manager

6495 North Palm Avenue, Ste 101

Fresno, CA 93888

(559) 490-4012

michael.stevenson@primelending.com

Marilyn Amorino

Loan Originator

6495 North Palm Avenue, Ste 101

Fresno, CA 93888

(559) 367-0355

marilyn.amorino@primelending.com

Parth Patel

Sales Manager

8050 N. Palm Avenue, Suite 300

Fresno, CA 93888

(800) 707-0985

Sales

Address

P.O. Box 16039

Fresno, CA

Contact

(559) 230-5080

Fax (301) 639-0804

joie@sjpecu.org

Address

P.O. Box 16039

Fresno, CA

Contact

(559) 230-5080

Fax (301) 639-0804

heidi@sjpecu.org

Address

6495 North Palm Avenue, Ste 101

Fresno, CA

Contact

(559) 490-4012

Fax (301) 639-0804

michael.stevenson@primelending.com

Refinancing News for Fresno, California 93888