Compare Today’s Refinance Rates for Fresno, California

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Fresno, California 93705. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Fresno and surrounding areas of Fresno county, your expected lifetime cash savings are $4,138 or $11 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fresno, California 93705.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Fresno, California 93705

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Fresno, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Fresno, CA 93705, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Fresno, CA

Refinance Rates for Fresno, California 93705 from 2013 - 2020

Below are historical data on refinancing in Fresno, California and around Fresno county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 67.21% 62.53% 68.29% 73.78% 80.72% 78.43% 78.33% 72.32%
avg refi rate 4.85% 4.55% 3.89% 3.79% 4.47% 4.05% 3.85% 3.95%
% 15 year fixed refinance 23.84% 25.72% 22.39% 20.17% 12.33% 12.58% 14.41% 18.26%
avg refi rate 4.27% 3.84% 3.28% 3.03% 3.51% 3.29% 3.13% 3.19%
Avg credit score 774.66 773.00 778.35 769.83 751.29 756.30 757.32 754.48
Avg LTV (loan to value) 56.84% 59.75% 61.24% 63.53% 68.81% 66.94% 64.04% 63.95%
Avg DTI (debt to income) 32.87 33.59 32.45 33.21 36.15 35.89 35.72 36.95
Avg refinance insurance % 0.34% 0.47% 0.88% 1.85% 1.82% 2.06% 1.60% 1.68%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fresno, California 93705

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fresno, California 93705, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Joie Thor

Cashier & Loan Clerk

P.O. Box 16039

Fresno, CA 93705

(559) 230-5080

joie@sjpecu.org

Heidi Wheeler

Loan Officer

P.O. Box 16039

Fresno, CA 93705

(559) 230-5080

heidi@sjpecu.org

Michael Stevenson

Branch Manager

6495 North Palm Avenue, Ste 101

Fresno, CA 93705

(559) 490-4012

michael.stevenson@primelending.com

Marilyn Amorino

Loan Originator

6495 North Palm Avenue, Ste 101

Fresno, CA 93705

(559) 367-0355

marilyn.amorino@primelending.com

Parth Patel

Sales Manager

8050 N. Palm Avenue, Suite 300

Fresno, CA 93705

(800) 707-0985

Sales

Address

P.O. Box 16039

Fresno, CA

Contact

(559) 230-5080

Fax (301) 639-0804

joie@sjpecu.org

Address

P.O. Box 16039

Fresno, CA

Contact

(559) 230-5080

Fax (301) 639-0804

heidi@sjpecu.org

Address

6495 North Palm Avenue, Ste 101

Fresno, CA

Contact

(559) 490-4012

Fax (301) 639-0804

michael.stevenson@primelending.com

Refinancing News for Fresno, California 93705