Compare Today’s Refinance Rates for Fresno, California 93705
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fresno, California 93705.
With a 30-year amortization refinance in Fresno and surrounding areas of Fresno county, our calculations show that you can expect to save up to $4,848 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fresno, California 93705.
Summary of Average Refinances in Fresno, California 93705
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Interactive Refinance Rate Projections for Fresno, California 93705
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fresno, CA 93705, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fresno, California 93705 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fresno, California and the surrounding Fresno county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Fresno, California 93705
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fresno, California 93705, we have compiled a list of top refinance brokers to assist you in the process.
Joie Thor
Cashier & Loan Clerk
P.O. Box 16039
Fresno, CA 93705
(559) 230-5080
joie@sjpecu.org
Heidi Wheeler
Loan Officer
P.O. Box 16039
Fresno, CA 93705
(559) 230-5080
heidi@sjpecu.org
Michael Stevenson
Branch Manager
6495 North Palm Avenue, Ste 101
Fresno, CA 93705
(559) 490-4012
michael.stevenson@primelending.com
Marilyn Amorino
Loan Originator
6495 North Palm Avenue, Ste 101
Fresno, CA 93705
(559) 367-0355
marilyn.amorino@primelending.com
Parth Patel
Sales Manager
8050 N. Palm Avenue, Suite 300
Fresno, CA 93705
(800) 707-0985
Sales
Address
P.O. Box 16039
Fresno, CA
Contact
(559) 230-5080
Fax (301) 639-0804
joie@sjpecu.org
Address
P.O. Box 16039
Fresno, CA
Contact
(559) 230-5080
Fax (301) 639-0804
heidi@sjpecu.org
Address
6495 North Palm Avenue, Ste 101
Fresno, CA
Contact
(559) 490-4012
Fax (301) 639-0804
michael.stevenson@primelending.com