Compare Today’s Refinance Rates for Gerber, California 96035
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gerber, California 96035.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,530 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Gerber and other areas of Tehama county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Gerber, California 96035
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Interactive Refinance Rate Projections for Gerber, California 96035
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gerber, CA 96035, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gerber, California 96035 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gerber, California and the surrounding Tehama county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.67% | 67.31% | 70.68% | 70.42% | 75.95% | 69.89% | 64.15% | 66.59% | 66.98% |
| avg refi rate | 6.28% | 3.57% | 3.02% | 3.31% | 4.23% | 4.65% | 4.12% | 3.94% | 4.12% |
| % 15 year fixed refinance | 19.23% | 18.11% | 19.50% | 16.20% | 23.12% | 26.95% | 23.16% | 22.48% | |
| avg refi rate | 2.70% | 2.42% | 2.85% | 3.73% | 3.87% | 3.50% | 3.21% | 3.43% | |
| Avg credit score | 745.83 | 746.65 | 757.96 | 757.57 | 748.55 | 744.95 | 754.71 | 762.80 | 762.11 |
| Avg LTV (loan to value) | 61.58% | 57.86% | 64.60% | 68.79% | 70.31% | 68.17% | 67.84% | 69.73% | 70.66% |
| Avg DTI (debt to income) | 38.92 | 33.95 | 33.44 | 33.29 | 35.76 | 35.02 | 33.70 | 33.51 | 32.81 |
| Avg refinance insurance % | 6.67% | 0.66% | 1.56% | 2.50% | 3.40% | 3.06% | 2.79% | 3.76% | 4.55% |
Best Refinance Brokers around Gerber, California 96035
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gerber, California 96035, we have compiled a list of top refinance brokers to assist you in the process.
Amy Jarrard
Mortgage Loan Originator
255 Main Street
Chester, CA 96035
(530) 258-4161
amy.Jarrard@plumasbank.com
Jeff Williams
Mortgage Loan Originator
255 Main Street
Chester, CA 96035
(530) 258-4161
Jeff.Williams@plumasbank.com
Shauna Varner
Mortgage Loan Originator
255 Main Street
Chester, CA 96035
(530) 258-4161
Shauna.Varner@plumasbank.com
Tracey Smith
Mortgage Loan Originator
255 Main Street
Chester, CA 96035
(530) 258-4161
Tracey.Smith@plumasbank.com
David Kaiser
Mortgage Loan Originator
255 Main Street
Chester, CA 96035
(530) 258-4161
David.Kaiser@plumasbank.com
Address
255 Main Street
Chester, CA
Contact
(530) 258-4161
Fax (301) 639-0804
amy.Jarrard@plumasbank.com
Address
255 Main Street
Chester, CA
Contact
(530) 258-4161
Fax (301) 639-0804
Jeff.Williams@plumasbank.com
Address
255 Main Street
Chester, CA
Contact
(530) 258-4161
Fax (301) 639-0804
Shauna.Varner@plumasbank.com