Compare Today’s Refinance Rates for Glen Ellen, California 95442
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Glen Ellen, California 95442.
With a 30-year amortization refinance in Glen Ellen and surrounding areas of Sonoma county, our calculations show that you can expect to save up to $17,523 over the lifetime of your mortgage, or a monthly savings of $49. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Glen Ellen, California 95442.
Summary of Average Refinances in Glen Ellen, California 95442
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Interactive Refinance Rate Projections for Glen Ellen, California 95442
Pureloan has developed an interactive chart to monitor the five largest local lenders in Glen Ellen, CA 95442, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Glen Ellen, California 95442 from 2024 - 2016
The following historical data provides insights into refinancing trends in Glen Ellen, California and the surrounding Sonoma county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Glen Ellen, California 95442
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Glen Ellen, California 95442, we have compiled a list of top refinance brokers to assist you in the process.
Kimberly Cottingham
L an fficer
39126 cean Drive, Suite A
Gualala, CA 95442
(707) 823-6646
Kim@cottinghamloans.com
Jennifer Beeston
Branch Manager
737 Healdsburg Ave
Healdsburg, CA 95442
(707) 559-9566
beeston@rate.com
Mark Hall
Loan officer
1201 Vine St, Suite 102
Healdsburg, CA 95442
(415) 524-3426
mark.hall@guildmortgage.com
Suzanne Martindale
Loan officer
1201 Vine St., Suite 102
Healdsburg, CA 95442
(707) 385-8474
smartindale@guildmortgage.com
Mel Fox
Loan Officer
1330 N Dutton Ave Ste 200
Santa Rosa, CA 95442
(707) 303-3701
mfox@prioritylenders.com
Address
39126 cean Drive, Suite A
Gualala, CA
Contact
(707) 823-6646
Fax (301) 639-0804
Kim@cottinghamloans.com
Address
737 Healdsburg Ave
Healdsburg, CA
Contact
(707) 559-9566
Fax (301) 639-0804
beeston@rate.com
Address
1201 Vine St, Suite 102
Healdsburg, CA
Contact
(415) 524-3426
Fax (301) 639-0804
mark.hall@guildmortgage.com