Compare Today’s Refinance Rates for Gridley, California 95948
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gridley, California 95948.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,848 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Gridley and other areas of Butte county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Gridley, California 95948
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Interactive Refinance Rate Projections for Gridley, California 95948
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gridley, CA 95948, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gridley, California 95948 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gridley, California and the surrounding Butte county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Gridley, California 95948
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gridley, California 95948, we have compiled a list of top refinance brokers to assist you in the process.
Cristina Husa
Loan Officer
14001 Lakeridge Circle
Magalia , CA 95948
(530) 873-6854
Cristina.Husa@rabobank.com
Michael Powell
Loan Officer
1263 Esplanade
Chico, CA 95948
(530) 680-4672
mpowell@lhfinancial.com
Amy Briscoe
Loan Orginator
146 W East Ave
Chico, CA 95948
(530) 898-0380
AmyBriscoe@tcbk.com
Gloria Brown
Loan Orginator
146 W East Ave
Chico, CA 95948
(530) 898-0380
GloriaBrown@tcbk.com
Laverne Carroll
Loan Orginator
146 W East Ave
Chico, CA 95948
(530) 898-0380
LaverneCarroll@tcbk.com
Address
14001 Lakeridge Circle
Magalia , CA
Contact
(530) 873-6854
Fax (301) 639-0804
Cristina.Husa@rabobank.com
Address
1263 Esplanade
Chico, CA
Contact
(530) 680-4672
Fax (301) 639-0804
mpowell@lhfinancial.com
Address
146 W East Ave
Chico, CA
Contact
(530) 898-0380
Fax (301) 639-0804
AmyBriscoe@tcbk.com