Compare Today’s Refinance Rates for Hawaiian Gardens, California 90716
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hawaiian Gardens, California 90716.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hawaiian Gardens, California 90716. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,592 or $21 per month in Hawaiian Gardens and other parts of Los Angeles county.
Summary of Average Refinances in Hawaiian Gardens, California 90716
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Interactive Refinance Rate Projections for Hawaiian Gardens, California 90716
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hawaiian Gardens, CA 90716, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hawaiian Gardens, California 90716 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hawaiian Gardens, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 70.64% | 76.46% | 79.40% | 85.69% | 81.32% | 77.03% | 78.05% | 77.51% |
avg refi rate | 6.15% | 3.46% | 2.90% | 3.20% | 4.11% | 4.55% | 4.11% | 3.89% | 4.07% |
% 15 year fixed refinance | 6.67% | 19.07% | 15.10% | 12.84% | 8.51% | 12.40% | 14.85% | 14.93% | 14.59% |
avg refi rate | 5.75% | 2.73% | 2.40% | 2.71% | 3.52% | 3.82% | 3.35% | 3.14% | 3.35% |
Avg credit score | 742.00 | 763.29 | 767.08 | 767.66 | 752.77 | 742.20 | 749.73 | 757.22 | 757.37 |
Avg LTV (loan to value) | 42.77% | 45.99% | 49.59% | 53.00% | 59.47% | 56.62% | 54.33% | 56.56% | 59.02% |
Avg DTI (debt to income) | 38.30 | 38.19 | 35.58 | 35.22 | 37.08 | 39.13 | 37.44 | 35.96 | 36.33 |
Avg refinance insurance % | 0.39% | 0.48% | 0.63% | 1.45% | 0.90% | 0.60% | 0.64% | 0.75% |
Best Refinance Brokers around Hawaiian Gardens, California 90716
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hawaiian Gardens, California 90716, we have compiled a list of top refinance brokers to assist you in the process.
Isaac Rodriguez
Mortgage Banker
15359 Paramount Blvd
Paramount, CA 90716
(156) 252-9536
Isaac.Rodriguez@Chase.com
Carlos Martinez
Loan Officer
15359 Paramount Blvd
Paramount, CA 90716
(562) 529-5363
Carlos.X.Martinez@chase.com
JoseSoto Barreto
Branch Manager
4622 Katella Ave Ste 201
Los Alamitos, CA 90716
(562) 296-8463
joe.soto@guaranteedrate.com
Miriam Guerrero
Mortgage Banker
3502 Katella Ave.
Los Alamitos, CA 90716
(310) 218-9884
miriam.guerrero@chase.com
Angela Comstock
Loan Advisors
4450 Cerritos Ave
Los Alamitos, CA 90716
(562) 594-6884
angela@loansmadepossible.com
Address
15359 Paramount Blvd
Paramount, CA
Contact
(156) 252-9536
Fax (301) 639-0804
Isaac.Rodriguez@Chase.com
Address
15359 Paramount Blvd
Paramount, CA
Contact
(562) 529-5363
Fax (301) 639-0804
Carlos.X.Martinez@chase.com
Address
4622 Katella Ave Ste 201
Los Alamitos, CA
Contact
(562) 296-8463
Fax (301) 639-0804
joe.soto@guaranteedrate.com