Compare Today’s Refinance Rates for Hawthorne, California 90251
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hawthorne, California 90251.
With a 30-year amortization refinance in Hawthorne and surrounding areas of Los Angeles county, our calculations show that you can expect to save up to $11,915 over the lifetime of your mortgage, or a monthly savings of $33. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hawthorne, California 90251.
Summary of Average Refinances in Hawthorne, California 90251
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Interactive Refinance Rate Projections for Hawthorne, California 90251
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hawthorne, CA 90251, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hawthorne, California 90251 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hawthorne, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 70.64% | 76.46% | 79.40% | 85.69% | 81.32% | 77.03% | 78.05% | 77.51% |
avg refi rate | 6.15% | 3.46% | 2.90% | 3.20% | 4.11% | 4.55% | 4.11% | 3.89% | 4.07% |
% 15 year fixed refinance | 6.67% | 19.07% | 15.10% | 12.84% | 8.51% | 12.40% | 14.85% | 14.93% | 14.59% |
avg refi rate | 5.75% | 2.73% | 2.40% | 2.71% | 3.52% | 3.82% | 3.35% | 3.14% | 3.35% |
Avg credit score | 742.00 | 763.29 | 767.08 | 767.66 | 752.77 | 742.20 | 749.73 | 757.22 | 757.37 |
Avg LTV (loan to value) | 42.77% | 45.99% | 49.59% | 53.00% | 59.47% | 56.62% | 54.33% | 56.56% | 59.02% |
Avg DTI (debt to income) | 38.30 | 38.19 | 35.58 | 35.22 | 37.08 | 39.13 | 37.44 | 35.96 | 36.33 |
Avg refinance insurance % | 0.39% | 0.48% | 0.63% | 1.45% | 0.90% | 0.60% | 0.64% | 0.75% |
Best Refinance Brokers around Hawthorne, California 90251
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hawthorne, California 90251, we have compiled a list of top refinance brokers to assist you in the process.
Benjamin Pruett
Mortgage Banker
12645 S Hawthorne Blvd
Hawthorne, CA 90251
(310) 219-2969
benjamin.pruett@chase.com
William Brown
Mortgage Banker
1223 Hermosa Ave
Hermosa Beach, CA 90251
(131) 034-3372
William.Brown@Chase.com
John Pianalto
Mortgage consultant
2615 Pacific Coast Hwy Ste 200
Hermosa Beach, CA 90251
(310) 937-4220 Ext11
john.pianalto@1stlamortgage.com
Jonas Neubauer
Mortgage consultant
2615 Pacific Coast Hwy Ste 200
Hermosa Beach, CA 90251
(310) 937-4220 Ext21
jonas.neubauer@1stlamortgage.com
Susie Wagniere
Mortgage consultant
2615 Pacific Coast Hwy Ste 200
Hermosa Beach, CA 90251
(310) 937-4220 Ext15
susanwag@hotmail.com
Address
12645 S Hawthorne Blvd
Hawthorne, CA
Contact
(310) 219-2969
Fax (301) 639-0804
benjamin.pruett@chase.com
Address
1223 Hermosa Ave
Hermosa Beach, CA
Contact
(131) 034-3372
Fax (301) 639-0804
William.Brown@Chase.com
Address
2615 Pacific Coast Hwy Ste 200
Hermosa Beach, CA
Contact
(310) 937-4220 Ext11
Fax (301) 639-0804
john.pianalto@1stlamortgage.com