Compare Today’s Refinance Rates for Hayward, California

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Hayward, California 94545. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Hayward and surrounding areas of Alameda county, your expected lifetime cash savings are $12,456 or $35 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hayward, California 94545.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hayward, California 94545

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hayward, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hayward, CA 94545, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hayward, CA

Refinance Rates for Hayward, California 94545 from 2013 - 2020

Below are historical data on refinancing in Hayward, California and around Alameda county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 68.35% 63.66% 70.29% 69.75% 78.75% 73.47% 69.09% 62.50%
avg refi rate 4.90% 4.53% 3.87% 3.72% 4.44% 3.98% 3.80% 3.87%
% 15 year fixed refinance 25.11% 27.20% 24.24% 24.44% 17.74% 20.26% 24.85% 30.11%
avg refi rate 4.31% 3.84% 3.26% 2.99% 3.46% 3.21% 3.05% 3.17%
Avg credit score 777.51 778.07 779.19 774.95 758.70 766.24 767.25 765.17
Avg LTV (loan to value) 49.13% 49.53% 50.27% 49.61% 56.12% 49.63% 43.03% 43.28%
Avg DTI (debt to income) 32.53 31.96 31.33 31.92 35.01 34.41 34.03 34.03
Avg refinance insurance % 0.07% 0.07% 0.13% 0.18% 0.56% 0.20% 0.08% 0.09%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hayward, California 94545

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hayward, California 94545, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Melvin Camarena

Loan Officer

22320 Foothill Blvd Suite 322

Hayward, CA 94545

(510) 432-3374

melvin.camarena@fairwaymc.com

Joel Valencia

Loan Officer

22320 Foothill Blvd Suite 322

Hayward, CA 94545

(510) 227-1055

joel.valencia@fairwaymc.com

Cecilia Valencia

Loan Officer

22320 Foothill Blvd Suite 322

Hayward, CA 94545

(510) 227-1055

cecy.valencia@fairwaymc.com

Michael Eusebio

Mortgage Banker

24333 Southland Dr

Hayward, CA 94545

(151) 088-5144

Michael.A.Eusebio@Chase.com

Andre Szczepanski

Loan Officer

24333 Southland Dr

Hayward, CA 94545

(510) 293-1951 Ext3

Andre.Szczepanski@chase.com

Address

22320 Foothill Blvd Suite 322

Hayward, CA

Contact

(510) 432-3374

Fax (301) 639-0804

melvin.camarena@fairwaymc.com

Address

22320 Foothill Blvd Suite 322

Hayward, CA

Contact

(510) 227-1055

Fax (301) 639-0804

joel.valencia@fairwaymc.com

Address

22320 Foothill Blvd Suite 322

Hayward, CA

Contact

(510) 227-1055

Fax (301) 639-0804

cecy.valencia@fairwaymc.com

Refinancing News for Hayward, California 94545