Compare Today’s Refinance Rates for Heber, California 92249
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Heber, California 92249.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Heber, California 92249. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,665 or $13 per month in Heber and other parts of Imperial county.
Summary of Average Refinances in Heber, California 92249
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Interactive Refinance Rate Projections for Heber, California 92249
Pureloan has developed an interactive chart to monitor the five largest local lenders in Heber, CA 92249, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Heber, California 92249 from 2024 - 2016
The following historical data provides insights into refinancing trends in Heber, California and the surrounding Imperial county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Heber, California 92249
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Heber, California 92249, we have compiled a list of top refinance brokers to assist you in the process.
Cynthia Valadez
Loan Processor
78575 Highway 111 Ste 200
La Quinta, CA 92249
(760) 600-5383
cvaladez@castlecooke.com
Ma Cardenas-Garcia
Loan officer
78575 Highway 111 Ste 200
La Quinta, CA 92249
(760) 600-5383
acardenas@castlecooke.com
Claudia Duffle
Loan officer
78575 Highway 111 Ste 200
La Quinta, CA 92249
(760) 600-5383
cduffle@castlecooke.com
Elidia Renteria
Loan officer
78575 Highway 111 Ste 200
La Quinta, CA 92249
(760) 600-5383
erenteria@castlecooke.com
Loras Lochmann
Loan Officer
79405 Highway 111 Ste 9-298
La Quinta, CA 92249
(760) 702-2030
loras@lochmannteam.com
Address
78575 Highway 111 Ste 200
La Quinta, CA
Contact
(760) 600-5383
Fax (301) 639-0804
cvaladez@castlecooke.com
Address
78575 Highway 111 Ste 200
La Quinta, CA
Contact
(760) 600-5383
Fax (301) 639-0804
acardenas@castlecooke.com
Address
78575 Highway 111 Ste 200
La Quinta, CA
Contact
(760) 600-5383
Fax (301) 639-0804
cduffle@castlecooke.com