Compare Today’s Refinance Rates for Hercules, California 94547
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hercules, California 94547.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hercules, California 94547. For 30-year amortization refinancing, you can expect lifetime cash savings of $13,317 or $37 per month in Hercules and other parts of Contra Costa county.
Summary of Average Refinances in Hercules, California 94547
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Interactive Refinance Rate Projections for Hercules, California 94547
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hercules, CA 94547, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hercules, California 94547 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hercules, California and the surrounding Contra Costa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Hercules, California 94547
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hercules, California 94547, we have compiled a list of top refinance brokers to assist you in the process.
Brad Steele
Mortgage Banker
2300 1st St Ste 316
Livermore, CA 94547
(510) 290-2723
bradley.f.steele@pmahomeloans.com
Mark Simitz
Loan Officer
1320 Arnold Dr Ste 171
Martinez, CA 94547
(925) 370-2290
mark@wallstreetmoneybrokers.com
Michael Dahl
Loan Officer
533 Main St
Martinez, CA 94547
(925) 768-4093
mdahl@lhfinancial.com
Lori Espinosa
Loan Officer
533 Main St
Martinez, CA 94547
(925) 457-0402
lespinosa@lhfinancial.com
Michele Mah
Loan Officer
533 Main St
Martinez, CA 94547
(925) 678-1158
Mmah@lhfinancial.com
Address
2300 1st St Ste 316
Livermore, CA
Contact
(510) 290-2723
Fax (301) 639-0804
bradley.f.steele@pmahomeloans.com
Address
1320 Arnold Dr Ste 171
Martinez, CA
Contact
(925) 370-2290
Fax (301) 639-0804
mark@wallstreetmoneybrokers.com
Address
533 Main St
Martinez, CA
Contact
(925) 768-4093
Fax (301) 639-0804
mdahl@lhfinancial.com