Compare Today’s Refinance Rates for Holt, California 95234
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Holt, California 95234.
With a 30-year amortization refinance in Holt and surrounding areas of San Joaquin county, our calculations show that you can expect to save up to $5,548 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Holt, California 95234.
Summary of Average Refinances in Holt, California 95234
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Interactive Refinance Rate Projections for Holt, California 95234
Pureloan has developed an interactive chart to monitor the five largest local lenders in Holt, CA 95234, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Holt, California 95234 from 2024 - 2016
The following historical data provides insights into refinancing trends in Holt, California and the surrounding San Joaquin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.91% | 70.01% | 68.83% | 74.10% | 67.52% | 57.43% | 63.21% | 61.86% |
avg refi rate | 6.33% | 3.53% | 2.95% | 3.29% | 4.12% | 4.58% | 4.19% | 3.91% | 4.14% |
% 15 year fixed refinance | 21.27% | 18.69% | 18.98% | 13.86% | 21.97% | 31.59% | 23.58% | 26.43% | |
avg refi rate | 2.68% | 2.42% | 2.78% | 3.55% | 3.89% | 3.38% | 3.19% | 3.33% | |
Avg credit score | 742.33 | 739.70 | 748.92 | 753.82 | 743.92 | 741.71 | 760.96 | 753.12 | 753.87 |
Avg LTV (loan to value) | 64.33% | 54.67% | 61.86% | 65.90% | 70.19% | 64.74% | 65.30% | 66.56% | 67.33% |
Avg DTI (debt to income) | 38.89 | 35.42 | 34.56 | 33.54 | 36.14 | 36.00 | 34.71 | 35.93 | 33.91 |
Avg refinance insurance % | 2.78% | 0.53% | 1.53% | 2.62% | 4.53% | 2.46% | 2.64% | 2.22% | 2.57% |
Best Refinance Brokers around Holt, California 95234
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Holt, California 95234, we have compiled a list of top refinance brokers to assist you in the process.
Christine Foster
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95234
(530) 268-1200
CFoster@eldoradosavings.com
Dana Osterlund
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95234
(530) 268-1200
DOsterlund@eldoradosavings.com
Karin Harlan
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95234
(530) 268-1200
KHarlan@eldoradosavings.com
Stephanie Porter
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95234
(530) 268-1200
SPorter@eldoradosavings.com
Diana Avey
Mortgage Loan Orginator
245 Tom Bell Rd
Murphys, CA 95234
(209) 728-2003
DAvey@eldoradosavings.com
Address
1227 Oak Court
Arnold, CA
Contact
(530) 268-1200
Fax (301) 639-0804
CFoster@eldoradosavings.com
Address
1227 Oak Court
Arnold, CA
Contact
(530) 268-1200
Fax (301) 639-0804
DOsterlund@eldoradosavings.com
Address
1227 Oak Court
Arnold, CA
Contact
(530) 268-1200
Fax (301) 639-0804
KHarlan@eldoradosavings.com