Compare Today’s Refinance Rates for Hughson, California 95326
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hughson, California 95326.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hughson, California 95326. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,406 or $18 per month in Hughson and other parts of Stanislaus county.
Summary of Average Refinances in Hughson, California 95326
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Interactive Refinance Rate Projections for Hughson, California 95326
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hughson, CA 95326, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hughson, California 95326 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hughson, California and the surrounding Stanislaus county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Hughson, California 95326
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hughson, California 95326, we have compiled a list of top refinance brokers to assist you in the process.
Diane Mcguire
Senior Loan Consultant
Address: 1215 W Center Street, Suite 101 & 205
Manteca, CA 95326
(209) 823-4680
Diane.mcguire@academymortgage.com
Ina Camara
Loan Officer
Address: 1215 W Center Street, Suite 101 & 205
Manteca, CA 95326
(209) 823-4680
ina.camara@academymortgage.com
Rebecca Rey
Loan Consultant
1630 W. Yosemite Ave., Suite 2
Manteca , CA 95326
(209) 647-5004
rrey@loanDepot.com
Benjamin Faukner
Home Mortgage Consultant
1162 S Main Street
Manteca, CA 95326
(209) 833-1003
Benjamin.Faukner@wellsfargo.com
Isaac Toscano
Home Mortgage Consultant
1162 S Main Street
Manteca, CA 95326
(209) 833-1003
Isaac.M.Toscano@wellsfargo.com
Address
Address: 1215 W Center Street, Suite 101 & 205
Manteca, CA
Contact
(209) 823-4680
Fax (301) 639-0804
Diane.mcguire@academymortgage.com
Address
Address: 1215 W Center Street, Suite 101 & 205
Manteca, CA
Contact
(209) 823-4680
Fax (301) 639-0804
ina.camara@academymortgage.com
Address
1630 W. Yosemite Ave., Suite 2
Manteca , CA
Contact
(209) 647-5004
Fax (301) 639-0804
rrey@loanDepot.com