Compare Today’s Refinance Rates for Hume, California 93628
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hume, California 93628.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hume, California 93628. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,548 or $13 per month in Hume and other parts of Fresno county.
Summary of Average Refinances in Hume, California 93628
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Interactive Refinance Rate Projections for Hume, California 93628
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hume, CA 93628, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hume, California 93628 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hume, California and the surrounding Fresno county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Hume, California 93628
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hume, California 93628, we have compiled a list of top refinance brokers to assist you in the process.
Myra Alvarez
Loan Advisors
1930 Howard Rd, Suite E
Madera, CA 93628
(559) 674-7669
myra.alvarez@apmortgage.com
Ric Arredondo
Loan Advisors
1930 Howard Rd, Suite E
Madera, CA 93628
(559) 674-7669
ric.arredondo@apmortgage.com
Griselda Middleton
Loan officer
325 W Yosemite Ave
Madera, CA 93628
(559) 363-4138
griselda.middleton@apmortgage.com
Lucy Lawrence
Loan Officer
601 I St,
Los Banos , CA 93628
(209) 826-2723
Lucy.Lawrence@rabobank.com
Theresa Bunch
Loan Officer
601 I St,
Los Banos , CA 93628
(209) 826-2723
Theresa.Bunch@rabobank.com
Address
1930 Howard Rd, Suite E
Madera, CA
Contact
(559) 674-7669
Fax (301) 639-0804
myra.alvarez@apmortgage.com
Address
1930 Howard Rd, Suite E
Madera, CA
Contact
(559) 674-7669
Fax (301) 639-0804
ric.arredondo@apmortgage.com
Address
325 W Yosemite Ave
Madera, CA
Contact
(559) 363-4138
Fax (301) 639-0804
griselda.middleton@apmortgage.com