Compare Today’s Refinance Rates for Huntington Beach, California

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Huntington Beach, California 92615. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Huntington Beach and surrounding areas of Orange county, your expected lifetime cash savings are $16,360 or $45 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Huntington Beach, California 92615.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Huntington Beach, California 92615

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Huntington Beach, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Huntington Beach, CA 92615, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Huntington Beach, CA

Refinance Rates for Huntington Beach, California 92615 from 2013 - 2020

Below are historical data on refinancing in Huntington Beach, California and around Orange county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 70.15% 67.03% 71.32% 76.97% 80.16% 79.72% 79.05% 74.77%
avg refi rate 4.84% 4.52% 3.88% 3.74% 4.45% 4.05% 3.83% 3.97%
% 15 year fixed refinance 22.17% 23.38% 21.44% 18.00% 13.76% 14.17% 14.34% 18.49%
avg refi rate 4.26% 3.84% 3.28% 3.05% 3.54% 3.26% 3.11% 3.13%
Avg credit score 774.20 774.45 777.97 770.24 752.92 758.49 758.68 754.69
Avg LTV (loan to value) 56.20% 58.01% 58.80% 62.12% 67.64% 65.82% 63.38% 61.15%
Avg DTI (debt to income) 33.23 33.18 31.98 33.14 35.62 35.36 35.48 35.93
Avg refinance insurance % 0.30% 0.68% 0.76% 1.45% 2.16% 2.00% 1.86% 1.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Huntington Beach, California 92615

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Huntington Beach, California 92615, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Trena Ault

Loan Officers

9044 Garfield Ave., #207

Huntington Beach, CA 92615

(714) 227-5904

trena@seacliffmortgage.net

Laurie Mccormick

Loan Officers

9048 Garfield Ave., #207

Huntington Beach, CA 92615

(714) 745-5337

lauriemccormick1@verizon.net

Julio Ortiz

Loan Officers

9045 Garfield Ave., #207

Huntington Beach, CA 92615

julio@seacliffmortgage.net

Jerry McCormick

Loan Officers

9042 Garfield Ave., #207

Huntington Beach, CA 92615

(714) 969-2444

jerry@seacliffmortgage.net

Bill DaQuila

Loan Officers

9046 Garfield Ave., #207

Huntington Beach, CA 92615

bvdaquila@yahoo.com

Address

9044 Garfield Ave., #207

Huntington Beach, CA

Contact

(714) 227-5904

Fax (301) 639-0804

trena@seacliffmortgage.net

Address

9048 Garfield Ave., #207

Huntington Beach, CA

Contact

(714) 745-5337

Fax (301) 639-0804

lauriemccormick1@verizon.net

Address

9045 Garfield Ave., #207

Huntington Beach, CA

Contact

Fax (301) 639-0804

julio@seacliffmortgage.net

Refinancing News for Huntington Beach, California 92615