Compare Today’s Refinance Rates for Irvine, California

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Irvine, California 92623. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $16,732 or $46 / month in Irvine and other areas of Orange county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Irvine, California 92623.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Irvine, California 92623

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Irvine, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Irvine, CA 92623, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Irvine, CA

Refinance Rates for Irvine, California 92623 from 2013 - 2020

Below are historical data on refinancing in Irvine, California and around Orange county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 70.15% 67.03% 71.32% 76.97% 80.16% 79.72% 79.05% 74.77%
avg refi rate 4.84% 4.52% 3.88% 3.74% 4.45% 4.05% 3.83% 3.97%
% 15 year fixed refinance 22.17% 23.38% 21.44% 18.00% 13.76% 14.17% 14.34% 18.49%
avg refi rate 4.26% 3.84% 3.28% 3.05% 3.54% 3.26% 3.11% 3.13%
Avg credit score 774.20 774.45 777.97 770.24 752.92 758.49 758.68 754.69
Avg LTV (loan to value) 56.20% 58.01% 58.80% 62.12% 67.64% 65.82% 63.38% 61.15%
Avg DTI (debt to income) 33.23 33.18 31.98 33.14 35.62 35.36 35.48 35.93
Avg refinance insurance % 0.30% 0.68% 0.76% 1.45% 2.16% 2.00% 1.86% 1.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Irvine, California 92623

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Irvine, California 92623, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Matthew Malmberg

Loan officer

18100 Von Karman Ave., Suite 350

Irvine, CA 92623

(949) 438-2100

matthew.malmberg@nflp.com

Brandon Bandura

Loan officer

18100 Von Karman Ave., Suite 350

Irvine, CA 92623

(949) 386-1945

brandon.bandura@nflp.com

VivVivian St. Clair

Executive Assistant

2211 Michelson Dr

Irvine, CA 92623

(949) 630-0230

vstclair@vatreni.com

LRLa Ray Reed

Senior Loan Processor

2211 Michelson Dr

Irvine, CA 92623

(949) 630-0230

lreed@vatreni.com

Joel Kelner

Managing Partner

2211 Michelson Dr

Irvine, CA 92623

(949) 378-2218

jkelner@vatreni.com

Address

18100 Von Karman Ave., Suite 350

Irvine, CA

Contact

(949) 438-2100

Fax (301) 639-0804

matthew.malmberg@nflp.com

Address

18100 Von Karman Ave., Suite 350

Irvine, CA

Contact

(949) 386-1945

Fax (301) 639-0804

brandon.bandura@nflp.com

Address

2211 Michelson Dr

Irvine, CA

Contact

(949) 630-0230

Fax (301) 639-0804

vstclair@vatreni.com

Refinancing News for Irvine, California 92623