Compare Today’s Refinance Rates for Jacumba, California 91934
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jacumba, California 91934.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,341 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Jacumba and other areas of San Diego county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Jacumba, California 91934
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Interactive Refinance Rate Projections for Jacumba, California 91934
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jacumba, CA 91934, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jacumba, California 91934 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jacumba, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.75% | 76.67% | 78.24% | 79.11% | 85.28% | 80.21% | 76.83% | 77.47% | 78.34% |
avg refi rate | 5.95% | 3.34% | 2.87% | 3.17% | 4.03% | 4.49% | 4.12% | 3.86% | 4.06% |
% 15 year fixed refinance | 11.66% | 12.83% | 11.17% | 8.83% | 11.57% | 15.13% | 14.21% | 13.99% | |
avg refi rate | 2.69% | 2.34% | 2.69% | 3.54% | 3.76% | 3.30% | 3.09% | 3.27% | |
Avg credit score | 727.31 | 744.81 | 757.36 | 760.79 | 751.51 | 740.33 | 746.50 | 752.04 | 752.21 |
Avg LTV (loan to value) | 55.25% | 54.42% | 60.37% | 64.07% | 69.10% | 66.45% | 66.05% | 66.34% | 69.16% |
Avg DTI (debt to income) | 37.88 | 39.77 | 35.72 | 35.47 | 38.77 | 38.14 | 36.52 | 35.82 | 36.32 |
Avg refinance insurance % | 2.31% | 0.79% | 1.34% | 2.07% | 4.11% | 2.29% | 2.54% | 2.18% | 2.73% |
Best Refinance Brokers around Jacumba, California 91934
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jacumba, California 91934, we have compiled a list of top refinance brokers to assist you in the process.
John Strong
Loan Officer
1100 Palm Ave
Imperial Beach, CA 91934
(619) 424-9601
John.Strong@chase.com
Lorenzo Manjarrez
Mortgage Banker
1100 PALM AVE
IMPERIAL BEACH, CA 91934
(619) 977-9173
lorenzo.a.manjarrez@chase.com
Lorenzo Manjarrez
Mortgage Banker
800 Palm Avenue
Imperial Beach, CA 91934
(619) 977-9173
Lorenzo.Manjarrez@chase.com
Mark Alfonso
Mortgage Banker
4500 Bonita Rd
Bonita, CA 91934
(161) 947-5798
Mark.D.Alfonso@Chase.com
Andres Delgado
Mortgage Banker
4500 Bonita Rd
Bonita, CA 91934
(161) 941-9121
Andres.R.Delgado@Chase.com
Address
1100 Palm Ave
Imperial Beach, CA
Contact
(619) 424-9601
Fax (301) 639-0804
John.Strong@chase.com
Address
1100 PALM AVE
IMPERIAL BEACH, CA
Contact
(619) 977-9173
Fax (301) 639-0804
lorenzo.a.manjarrez@chase.com
Address
800 Palm Avenue
Imperial Beach, CA
Contact
(619) 977-9173
Fax (301) 639-0804
Lorenzo.Manjarrez@chase.com