Compare Today’s Refinance Rates for Kettleman City, California 93239
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kettleman City, California 93239.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kettleman City, California 93239. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,473 or $15 per month in Kettleman City and other parts of Kings county.
Summary of Average Refinances in Kettleman City, California 93239
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Interactive Refinance Rate Projections for Kettleman City, California 93239
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kettleman City, CA 93239, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kettleman City, California 93239 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kettleman City, California and the surrounding Kings county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Kettleman City, California 93239
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kettleman City, California 93239, we have compiled a list of top refinance brokers to assist you in the process.
Megan Carrilho
Mortgage Loan Orginator
855 N Lemoore Ave Ste 190
Lemoore, CA 93239
(888) 842-6328
Megan_Carrilho@navyfederal.org
Reinita Toth
Mortgage Loan Orginator
855 N Lemoore Ave Ste 190
Lemoore, CA 93239
(888) 842-6328
Reinita_Toth@navyfederal.org
John Vartanian
Mortgage consultant
520 W Lacey Blvd Ste 5
Hanford, CA 93239
(559) 585-7410
JohnV@resourcelenders.com
Barbara Rossitto
Sr Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93239
(559) 784-2265
barbr1@ccmloans.com
Chris Hooten
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93239
(559) 784-2265
chris@ccmloans.com
Address
855 N Lemoore Ave Ste 190
Lemoore, CA
Contact
(888) 842-6328
Fax (301) 639-0804
Megan_Carrilho@navyfederal.org
Address
855 N Lemoore Ave Ste 190
Lemoore, CA
Contact
(888) 842-6328
Fax (301) 639-0804
Reinita_Toth@navyfederal.org
Address
520 W Lacey Blvd Ste 5
Hanford, CA
Contact
(559) 585-7410
Fax (301) 639-0804
JohnV@resourcelenders.com