Compare Today’s Refinance Rates for Kings Beach, California 96143
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kings Beach, California 96143.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,514 over the lifetime of your mortgage, which translates to a monthly savings of $29 in Kings Beach and other areas of Placer county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Kings Beach, California 96143
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Interactive Refinance Rate Projections for Kings Beach, California 96143
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kings Beach, CA 96143, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kings Beach, California 96143 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kings Beach, California and the surrounding Placer county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 74.13% | 79.07% | 82.40% | 85.96% | 77.78% | 79.12% | 76.19% | 77.26% |
avg refi rate | 6.35% | 3.23% | 2.80% | 3.08% | 3.90% | 4.37% | 3.87% | 3.72% | 3.89% |
% 15 year fixed refinance | 13.43% | 14.81% | 11.24% | 11.11% | 16.67% | 18.13% | 20.30% | 17.39% | |
avg refi rate | 2.36% | 2.31% | 2.62% | 3.05% | 3.64% | 3.19% | 2.92% | 3.12% | |
Avg credit score | 747.20 | 812.34 | 776.73 | 779.32 | 769.46 | 751.37 | 767.57 | 770.99 | 767.39 |
Avg LTV (loan to value) | 38.40% | 55.58% | 58.14% | 59.32% | 59.21% | 48.04% | 57.97% | 55.61% | 58.64% |
Avg DTI (debt to income) | 38.20 | 37.67 | 35.52 | 35.05 | 36.62 | 38.63 | 36.35 | 35.03 | 36.14 |
Avg refinance insurance % | 0.66% | 1.62% | 1.99% | 2.71% | 0.44% | 1.31% | 0.41% | 1.07% |
Best Refinance Brokers around Kings Beach, California 96143
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kings Beach, California 96143, we have compiled a list of top refinance brokers to assist you in the process.
Ashley Russell
Mortgage Loan Orginator
740 N. Lake Blvd.
Tahoe City, CA 96143
(530) 583-3718
ARussell@eldoradosavings.com
Helen Mitchell
Mortgage Loan Orginator
740 N. Lake Blvd.
Tahoe City, CA 96143
(530) 583-3718
HMitchell@eldoradosavings.com
Lynda Nelson
Mortgage Loan Orginator
740 N. Lake Blvd.
Tahoe City, CA 96143
(530) 583-3718
LNelson@eldoradosavings.com
Sherry Mlynsky
Mortgage Loan Orginator
740 N. Lake Blvd.
Tahoe City, CA 96143
(530) 583-3718
SMlynsky@eldoradosavings.com
Teresa O'Dette
Branch Manager
775 North Lake Blvd
Tahoe City, CA 96143
(775) 833-7110
todette@rpm-mtg.com
Address
740 N. Lake Blvd.
Tahoe City, CA
Contact
(530) 583-3718
Fax (301) 639-0804
ARussell@eldoradosavings.com
Address
740 N. Lake Blvd.
Tahoe City, CA
Contact
(530) 583-3718
Fax (301) 639-0804
HMitchell@eldoradosavings.com
Address
740 N. Lake Blvd.
Tahoe City, CA
Contact
(530) 583-3718
Fax (301) 639-0804
LNelson@eldoradosavings.com