Compare Today’s Refinance Rates for Kings Canyon National Pk, California 93633
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kings Canyon National Pk, California 93633.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,755 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Kings Canyon National Pk and other areas of Fresno county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Kings Canyon National Pk, California 93633
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Interactive Refinance Rate Projections for Kings Canyon National Pk, California 93633
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kings Canyon National Pk, CA 93633, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kings Canyon National Pk, California 93633 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kings Canyon National Pk, California and the surrounding Fresno county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
| avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
| % 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
| avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
| Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
| Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
| Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
| Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Kings Canyon National Pk, California 93633
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kings Canyon National Pk, California 93633, we have compiled a list of top refinance brokers to assist you in the process.
Myra Alvarez
Loan Advisors
1930 Howard Rd, Suite E
Madera, CA 93633
(559) 674-7669
myra.alvarez@apmortgage.com
Ric Arredondo
Loan Advisors
1930 Howard Rd, Suite E
Madera, CA 93633
(559) 674-7669
ric.arredondo@apmortgage.com
Griselda Middleton
Loan officer
325 W Yosemite Ave
Madera, CA 93633
(559) 363-4138
griselda.middleton@apmortgage.com
Lucy Lawrence
Loan Officer
601 I St,
Los Banos , CA 93633
(209) 826-2723
Lucy.Lawrence@rabobank.com
Theresa Bunch
Loan Officer
601 I St,
Los Banos , CA 93633
(209) 826-2723
Theresa.Bunch@rabobank.com
Address
1930 Howard Rd, Suite E
Madera, CA
Contact
(559) 674-7669
Fax (301) 639-0804
myra.alvarez@apmortgage.com
Address
1930 Howard Rd, Suite E
Madera, CA
Contact
(559) 674-7669
Fax (301) 639-0804
ric.arredondo@apmortgage.com
Address
325 W Yosemite Ave
Madera, CA
Contact
(559) 363-4138
Fax (301) 639-0804
griselda.middleton@apmortgage.com