Compare Today’s Refinance Rates for La Crescenta, California 91214
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in La Crescenta, California 91214.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $138,791 over the lifetime of your mortgage, which translates to a monthly savings of $386 in La Crescenta and other areas of Los Angeles county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in La Crescenta, California 91214
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Interactive Refinance Rate Projections for La Crescenta, California 91214
Pureloan has developed an interactive chart to monitor the five largest local lenders in La Crescenta, CA 91214, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in La Crescenta, California 91214 from 2024 - 2016
The following historical data provides insights into refinancing trends in La Crescenta, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 67.44% | 73.94% | 76.51% | 83.30% | 82.94% | 71.88% | 77.15% | 77.18% |
avg refi rate | 6.01% | 3.29% | 2.84% | 3.11% | 4.02% | 4.49% | 4.06% | 3.80% | 4.01% |
% 15 year fixed refinance | 25.00% | 20.60% | 17.86% | 16.55% | 12.11% | 12.94% | 20.86% | 18.17% | 16.28% |
avg refi rate | 5.62% | 2.50% | 2.30% | 2.64% | 3.29% | 3.64% | 3.23% | 3.06% | 3.24% |
Avg credit score | 724.25 | 762.71 | 770.45 | 772.00 | 756.78 | 742.64 | 751.15 | 761.36 | 757.41 |
Avg LTV (loan to value) | 35.50% | 43.45% | 50.13% | 53.51% | 60.59% | 55.59% | 56.53% | 57.69% | 59.27% |
Avg DTI (debt to income) | 41.88 | 36.80 | 34.90 | 34.49 | 37.49 | 38.07 | 36.49 | 35.85 | 36.79 |
Avg refinance insurance % | 0.29% | 0.44% | 0.54% | 1.75% | 0.75% | 0.80% | 0.59% | 0.76% |
Best Refinance Brokers around La Crescenta, California 91214
If you are considering refinancing your mortgage or obtaining a cash-out refinance in La Crescenta, California 91214, we have compiled a list of top refinance brokers to assist you in the process.
Shawn Davis
Loan officer
2649 Foothill Blvd
La Cresenta, CA 91214
(818) 261-2832
Shawn.Davis@usbank.com
Antonio Lopez
Loan Originator
450 N Brand Blvd Ste 150
Glendale, CA 91214
(818) 662-7300
ALopez@primelending.com
Arnold Simon
Market Manager
655 N Central Ave
Glendale, CA 91214
(818) 676-3259
arnold.simon@pncmortgage.com
Brian Chung
Mortgage Loan Officer
655 N Central Ave
Glendale, CA 91214
(818) 795-1535
brian.chung@pncmortgage.com
Jae Lee
Mortgage Loan Officer
655 N Central Ave
Glendale, CA 91214
(818) 649-7986
jae.lee@pncmortgage.com
Address
2649 Foothill Blvd
La Cresenta, CA
Contact
(818) 261-2832
Fax (301) 639-0804
Shawn.Davis@usbank.com
Address
450 N Brand Blvd Ste 150
Glendale, CA
Contact
(818) 662-7300
Fax (301) 639-0804
ALopez@primelending.com
Address
655 N Central Ave
Glendale, CA
Contact
(818) 676-3259
Fax (301) 639-0804
arnold.simon@pncmortgage.com