Compare Today’s Refinance Rates for Lakeport, California 95453
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lakeport, California 95453.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,369 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Lakeport and other areas of Lake county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Lakeport, California 95453
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Lakeport, California 95453
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lakeport, CA 95453, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lakeport, California 95453 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lakeport, California and the surrounding Lake county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Lakeport, California 95453
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lakeport, California 95453, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jamie Fejeran
Loan Orginator
936 3rd St
Crescent City, CA 95453
(707) 464-4145
JamieFejeran@tcbk.com
Sandra Ferguson
Loan Orginator
936 3rd St
Crescent City, CA 95453
(707) 464-4145
SandraFerguson@tcbk.com
Joseph Fontana
Loan Orginator
936 3rd St
Crescent City, CA 95453
(707) 464-4145
JosephFontana@tcbk.com
Gina Forbes
Loan Orginator
936 3rd St
Crescent City, CA 95453
(707) 464-4145
GinaForbes@tcbk.com
Kenneth Forbis
Loan Orginator
936 3rd St
Crescent City, CA 95453
(707) 464-4145
KennethForbis@tcbk.com
Address
936 3rd St
Crescent City, CA
Contact
(707) 464-4145
Fax (301) 639-0804
JamieFejeran@tcbk.com
Address
936 3rd St
Crescent City, CA
Contact
(707) 464-4145
Fax (301) 639-0804
SandraFerguson@tcbk.com
Address
936 3rd St
Crescent City, CA
Contact
(707) 464-4145
Fax (301) 639-0804
JosephFontana@tcbk.com