Compare Today’s Refinance Rates for Lakeside, California 92040
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lakeside, California 92040.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,722 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Lakeside and other areas of San Diego county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lakeside, California 92040
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Interactive Refinance Rate Projections for Lakeside, California 92040
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lakeside, CA 92040, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lakeside, California 92040 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lakeside, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 72.77% | 79.26% | 79.60% | 85.24% | 81.44% | 78.04% | 79.13% | 80.13% |
avg refi rate | 6.26% | 3.33% | 2.85% | 3.13% | 3.99% | 4.47% | 4.07% | 3.84% | 4.03% |
% 15 year fixed refinance | 3.03% | 16.64% | 12.42% | 12.07% | 7.87% | 12.29% | 15.45% | 14.27% | 13.88% |
avg refi rate | 5.38% | 2.57% | 2.34% | 2.66% | 3.47% | 3.82% | 3.21% | 3.11% | 3.25% |
Avg credit score | 750.36 | 752.61 | 765.73 | 770.56 | 757.95 | 745.08 | 751.57 | 758.71 | 758.44 |
Avg LTV (loan to value) | 55.67% | 50.20% | 57.69% | 60.29% | 66.94% | 62.70% | 62.86% | 63.63% | 65.63% |
Avg DTI (debt to income) | 41.64 | 37.72 | 34.85 | 34.06 | 36.61 | 38.02 | 36.48 | 35.46 | 35.36 |
Avg refinance insurance % | 2.64% | 0.46% | 1.11% | 1.63% | 3.54% | 1.97% | 1.77% | 1.85% | 1.88% |
Best Refinance Brokers around Lakeside, California 92040
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lakeside, California 92040, we have compiled a list of top refinance brokers to assist you in the process.
Renee Knudson
Mortgage Banker
9558 Wintergardens Blvd
Lakeside, CA 92040
(858) 254-3195
Renee.Knudson@chase.com
Scott Huntley
Mortgage Banker
9558 Winter Gardens Blvd
Lakeside, CA 92040
(161) 956-1304
Scott.Huntley@Chase.com
Brenda Dizon
Loan Agent
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA 92040
(760) 803-6562
bdizon@rpm-mtg.com
Brett Jerhoff
Loan Officer
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA 92040
(619) 847-6196
bjerhoff@rpm-mtg.com
Brian Bright
CA Mortgage Consultant
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA 92040
(858) 449-8545
bbright@rpm-mtg.com
Address
9558 Wintergardens Blvd
Lakeside, CA
Contact
(858) 254-3195
Fax (301) 639-0804
Renee.Knudson@chase.com
Address
9558 Winter Gardens Blvd
Lakeside, CA
Contact
(161) 956-1304
Fax (301) 639-0804
Scott.Huntley@Chase.com
Address
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA
Contact
(760) 803-6562
Fax (301) 639-0804
bdizon@rpm-mtg.com