Compare Today’s Refinance Rates for Lakewood, California 90714
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lakewood, California 90714.
With a 30-year amortization refinance in Lakewood and surrounding areas of Los Angeles county, our calculations show that you can expect to save up to $10,689 over the lifetime of your mortgage, or a monthly savings of $30. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lakewood, California 90714.
Summary of Average Refinances in Lakewood, California 90714
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Interactive Refinance Rate Projections for Lakewood, California 90714
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lakewood, CA 90714, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lakewood, California 90714 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lakewood, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 70.64% | 76.46% | 79.40% | 85.69% | 81.32% | 77.03% | 78.05% | 77.51% |
avg refi rate | 6.15% | 3.46% | 2.90% | 3.20% | 4.11% | 4.55% | 4.11% | 3.89% | 4.07% |
% 15 year fixed refinance | 6.67% | 19.07% | 15.10% | 12.84% | 8.51% | 12.40% | 14.85% | 14.93% | 14.59% |
avg refi rate | 5.75% | 2.73% | 2.40% | 2.71% | 3.52% | 3.82% | 3.35% | 3.14% | 3.35% |
Avg credit score | 742.00 | 763.29 | 767.08 | 767.66 | 752.77 | 742.20 | 749.73 | 757.22 | 757.37 |
Avg LTV (loan to value) | 42.77% | 45.99% | 49.59% | 53.00% | 59.47% | 56.62% | 54.33% | 56.56% | 59.02% |
Avg DTI (debt to income) | 38.30 | 38.19 | 35.58 | 35.22 | 37.08 | 39.13 | 37.44 | 35.96 | 36.33 |
Avg refinance insurance % | 0.39% | 0.48% | 0.63% | 1.45% | 0.90% | 0.60% | 0.64% | 0.75% |
Best Refinance Brokers around Lakewood, California 90714
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lakewood, California 90714, we have compiled a list of top refinance brokers to assist you in the process.
Ryan Sison
MB Retail Lending Mgr
5059 Lakewood Blvd,
Lakewood, CA 90714
(714) 458-5434
Ryan.Sison@chase.com
Mohammad Khan
Mortgage Banker
5059 Lakewood Blvd,
Lakewood, CA 90714
(56) 233-8994
Mohammad.Khan@chase.com
Peter Blancarte
Mortgage Banker
5059 Lakewood Blvd,
Lakewood, CA 90714
(818) 422-2802
Peter.Blancarte@chase.com
Juan Arreola
Branch Manager
5101 Lakewood Blvd
Lakewood, CA 90714
(562) 602-8378
Juan.Arreola@fmb.com
Rosie Rodriguez
Mortgage Banker
5059 Lakewood Blvd
Lakewood, CA 90714
(156) 263-4123
Rosie.Rodriguez@Chase.com
Address
5059 Lakewood Blvd,
Lakewood, CA
Contact
(714) 458-5434
Fax (301) 639-0804
Ryan.Sison@chase.com
Address
5059 Lakewood Blvd,
Lakewood, CA
Contact
(56) 233-8994
Fax (301) 639-0804
Mohammad.Khan@chase.com
Address
5059 Lakewood Blvd,
Lakewood, CA
Contact
(818) 422-2802
Fax (301) 639-0804
Peter.Blancarte@chase.com