Compare Today’s Refinance Rates for Lancaster, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Lancaster, California 93539. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Lancaster and other areas of Los Angeles county, expected lifetime cash savings are $4,949 or $14 / month.

For Lancaster, California 93539, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Lancaster, California 93539

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lancaster, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lancaster, CA 93539, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lancaster, CA

Refinance Rates for Lancaster, California 93539 from 2013 - 2020

Below are historical data on refinancing in Lancaster, California and around Los Angeles county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 67.21% 62.53% 68.29% 73.78% 80.72% 78.43% 78.33% 72.32%
avg refi rate 4.85% 4.55% 3.89% 3.79% 4.47% 4.05% 3.85% 3.95%
% 15 year fixed refinance 23.84% 25.72% 22.39% 20.17% 12.33% 12.58% 14.41% 18.26%
avg refi rate 4.27% 3.84% 3.28% 3.03% 3.51% 3.29% 3.13% 3.19%
Avg credit score 774.66 773.00 778.35 769.83 751.29 756.30 757.32 754.48
Avg LTV (loan to value) 56.84% 59.75% 61.24% 63.53% 68.81% 66.94% 64.04% 63.95%
Avg DTI (debt to income) 32.87 33.59 32.45 33.21 36.15 35.89 35.72 36.95
Avg refinance insurance % 0.34% 0.47% 0.88% 1.85% 1.82% 2.06% 1.60% 1.68%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lancaster, California 93539

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lancaster, California 93539, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Reggie Washington

Mortgage Loan Originator

963 West Avenue J Office 3, 4, 5, and 9

Lancaster, CA 93539

(66) 134-3944

Reggie.Washington@HomeBridge.com

Kim Nuckles

Branch Manager, Mortgage Loan Originator

963 West Avenue J Office 3, 4, 5, and 9

Lancaster, CA 93539

(87) 746-6019

Kim.Nuckles@homebridge.com

Bradley Flores

Mortgage Loan Originator

963 West Avenue J Office 3, 4, 5, and 9

Lancaster, CA 93539

(877) 474-3152

Bradley.Flores@homebridge.com

Craig Mcconnachie

Branch Manager

830 West Ave. L, Suites 133 & 135

Lancaster, CA 93539

(66) 223-5900

craigm@guildmortgage.com

Faith Work

Loan officer

830 West Ave. L, Suites 133 & 135

Lancaster, CA 93539

(66) 223-5900

fwork@guildmortgage.com

Address

963 West Avenue J Office 3, 4, 5, and 9

Lancaster, CA

Contact

(66) 134-3944

Fax (301) 639-0804

Reggie.Washington@HomeBridge.com

Address

963 West Avenue J Office 3, 4, 5, and 9

Lancaster, CA

Contact

(87) 746-6019

Fax (301) 639-0804

Kim.Nuckles@homebridge.com

Address

963 West Avenue J Office 3, 4, 5, and 9

Lancaster, CA

Contact

(877) 474-3152

Fax (301) 639-0804

Bradley.Flores@homebridge.com

Refinancing News for Lancaster, California 93539