Compare Today’s Refinance Rates for Laytonville, California 95454
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Laytonville, California 95454.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Laytonville, California 95454. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,369 or $15 per month in Laytonville and other parts of Mendocino county.
Summary of Average Refinances in Laytonville, California 95454
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Interactive Refinance Rate Projections for Laytonville, California 95454
Pureloan has developed an interactive chart to monitor the five largest local lenders in Laytonville, CA 95454, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Laytonville, California 95454 from 2024 - 2016
The following historical data provides insights into refinancing trends in Laytonville, California and the surrounding Mendocino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Laytonville, California 95454
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Laytonville, California 95454, we have compiled a list of top refinance brokers to assist you in the process.
Jamie Fejeran
Loan Orginator
936 3rd St
Crescent City, CA 95454
(707) 464-4145
JamieFejeran@tcbk.com
Sandra Ferguson
Loan Orginator
936 3rd St
Crescent City, CA 95454
(707) 464-4145
SandraFerguson@tcbk.com
Joseph Fontana
Loan Orginator
936 3rd St
Crescent City, CA 95454
(707) 464-4145
JosephFontana@tcbk.com
Gina Forbes
Loan Orginator
936 3rd St
Crescent City, CA 95454
(707) 464-4145
GinaForbes@tcbk.com
Kenneth Forbis
Loan Orginator
936 3rd St
Crescent City, CA 95454
(707) 464-4145
KennethForbis@tcbk.com
Address
936 3rd St
Crescent City, CA
Contact
(707) 464-4145
Fax (301) 639-0804
JamieFejeran@tcbk.com
Address
936 3rd St
Crescent City, CA
Contact
(707) 464-4145
Fax (301) 639-0804
SandraFerguson@tcbk.com
Address
936 3rd St
Crescent City, CA
Contact
(707) 464-4145
Fax (301) 639-0804
JosephFontana@tcbk.com