Compare Today’s Refinance Rates for Lincoln Acres, California 91947
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lincoln Acres, California 91947.
With a 30-year amortization refinance in Lincoln Acres and surrounding areas of San Diego county, our calculations show that you can expect to save up to $11,915 over the lifetime of your mortgage, or a monthly savings of $33. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lincoln Acres, California 91947.
Summary of Average Refinances in Lincoln Acres, California 91947
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Interactive Refinance Rate Projections for Lincoln Acres, California 91947
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lincoln Acres, CA 91947, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lincoln Acres, California 91947 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lincoln Acres, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.75% | 76.67% | 78.24% | 79.11% | 85.28% | 80.21% | 76.83% | 77.47% | 78.34% |
avg refi rate | 5.95% | 3.34% | 2.87% | 3.17% | 4.03% | 4.49% | 4.12% | 3.86% | 4.06% |
% 15 year fixed refinance | 11.66% | 12.83% | 11.17% | 8.83% | 11.57% | 15.13% | 14.21% | 13.99% | |
avg refi rate | 2.69% | 2.34% | 2.69% | 3.54% | 3.76% | 3.30% | 3.09% | 3.27% | |
Avg credit score | 727.31 | 744.81 | 757.36 | 760.79 | 751.51 | 740.33 | 746.50 | 752.04 | 752.21 |
Avg LTV (loan to value) | 55.25% | 54.42% | 60.37% | 64.07% | 69.10% | 66.45% | 66.05% | 66.34% | 69.16% |
Avg DTI (debt to income) | 37.88 | 39.77 | 35.72 | 35.47 | 38.77 | 38.14 | 36.52 | 35.82 | 36.32 |
Avg refinance insurance % | 2.31% | 0.79% | 1.34% | 2.07% | 4.11% | 2.29% | 2.54% | 2.18% | 2.73% |
Best Refinance Brokers around Lincoln Acres, California 91947
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lincoln Acres, California 91947, we have compiled a list of top refinance brokers to assist you in the process.
Joni Jabar
Loan Officer
1130 E Plaza Blvd
National City, CA 91947
(619) 241-5495
Joni.Jabar@chase.com
Jim Markham
Loan Officer
1130 E Plaza Blvd
National City, CA 91947
(619) 722-6733
Jim.Markham@chase.com
Omar Tominna
Loan Officer
1130 E Plaza Blvd
National City, CA 91947
(619) 298-9688
Omar.Tominna@chase.com
Chris Bourus
Mortgage Banker
1130 E Plaza Blvd
National City, CA 91947
(161) 961-8899
Chris.Bourus@Chase.com
Carlo Kalosian
Mortgage Banker
1130 E Plaza Blvd
National City, CA 91947
(161) 951-6043
Carlo.Kalosian@Chase.com
Address
1130 E Plaza Blvd
National City, CA
Contact
(619) 241-5495
Fax (301) 639-0804
Joni.Jabar@chase.com
Address
1130 E Plaza Blvd
National City, CA
Contact
(619) 722-6733
Fax (301) 639-0804
Jim.Markham@chase.com
Address
1130 E Plaza Blvd
National City, CA
Contact
(619) 298-9688
Fax (301) 639-0804
Omar.Tominna@chase.com