Compare Today’s Refinance Rates for Lindsay, California 93247
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lindsay, California 93247.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,341 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Lindsay and other areas of Tulare county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lindsay, California 93247
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Interactive Refinance Rate Projections for Lindsay, California 93247
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lindsay, CA 93247, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lindsay, California 93247 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lindsay, California and the surrounding Tulare county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Lindsay, California 93247
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lindsay, California 93247, we have compiled a list of top refinance brokers to assist you in the process.
Barbara Rossitto
Sr Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93247
(559) 784-2265
barbr1@ccmloans.com
Chris Hooten
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93247
(559) 784-2265
chris@ccmloans.com
Felicia Gist
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93247
(559) 784-2265
feliciag@ccmloans.com
Kari Thompson
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93247
(559) 419-9351
karikt@ccmloans.com
Elaine Loftis
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93247
(559) 419-9351
elainel@ccmloans.com
Address
1150 W Morton Ave Ste A
Porterville, CA
Contact
(559) 784-2265
Fax (301) 639-0804
barbr1@ccmloans.com
Address
1150 W Morton Ave Ste A
Porterville, CA
Contact
(559) 784-2265
Fax (301) 639-0804
chris@ccmloans.com
Address
1150 W Morton Ave Ste A
Porterville, CA
Contact
(559) 784-2265
Fax (301) 639-0804
feliciag@ccmloans.com