Compare Today’s Refinance Rates for Livermore, California 94550
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Livermore, California 94550.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Livermore, California 94550. For 30-year amortization refinancing, you can expect lifetime cash savings of $13,843 or $38 per month in Livermore and other parts of Alameda county.
Summary of Average Refinances in Livermore, California 94550
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Interactive Refinance Rate Projections for Livermore, California 94550
Pureloan has developed an interactive chart to monitor the five largest local lenders in Livermore, CA 94550, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Livermore, California 94550 from 2024 - 2016
The following historical data provides insights into refinancing trends in Livermore, California and the surrounding Alameda county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Livermore, California 94550
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Livermore, California 94550, we have compiled a list of top refinance brokers to assist you in the process.
Maureen Fraser
Loan Originator
2630 Shea Center Dr.
Livermore, CA 94550
(925) 245-3765
Maureen.Fraser@SheaMortgage.com
June Jeong
Loan Originator
2630 Shea Center Dr.
Livermore, CA 94550
(925) 245-3764
June.Jeong@SheaMortgage.com
Jaime Bargiel
VP / Branch Manager
2630 Shea Center Dr.
Livermore, CA 94550
(925) 245-3756
Jaime.Bargiel@SheaMortgage.com
Daniel McLeod
Area Sales Manager
2630 Shea Center Dr
Livermore, CA 94550
(925) 245-3784
Dan.McLeod@SheaMortgage.com
Michelle Elliott
Mortgage Banker
275 S K St
Livermore, CA 94550
(925) 212-6907
Michelle.Elliott@chase.com
Address
2630 Shea Center Dr.
Livermore, CA
Contact
(925) 245-3765
Fax (301) 639-0804
Maureen.Fraser@SheaMortgage.com
Address
2630 Shea Center Dr.
Livermore, CA
Contact
(925) 245-3764
Fax (301) 639-0804
June.Jeong@SheaMortgage.com
Address
2630 Shea Center Dr.
Livermore, CA
Contact
(925) 245-3756
Fax (301) 639-0804
Jaime.Bargiel@SheaMortgage.com