Compare Today’s Refinance Rates for Long Barn, California 95335
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Long Barn, California 95335.
With a 30-year amortization refinance in Long Barn and surrounding areas of Tuolumne county, our calculations show that you can expect to save up to $4,665 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Long Barn, California 95335.
Summary of Average Refinances in Long Barn, California 95335
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Interactive Refinance Rate Projections for Long Barn, California 95335
Pureloan has developed an interactive chart to monitor the five largest local lenders in Long Barn, CA 95335, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Long Barn, California 95335 from 2024 - 2016
The following historical data provides insights into refinancing trends in Long Barn, California and the surrounding Tuolumne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Long Barn, California 95335
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Long Barn, California 95335, we have compiled a list of top refinance brokers to assist you in the process.
Diann Hansen
Loan Officer
299 E 20th St
Merced, CA 95335
(303) 933-5211
DH@ProFileHomeLoans.com
Bob Sullivan
Mortgage Consultant
3321 G St Ste B
Merced, CA 95335
(209) 384-4200
bob.sullivan@icitymortgage.com
Christopher Johnson
Home Mortgage Consultant
3538 G St
Merced, CA 95335
(209) 381-7890
cj.Johnson@wellsfargo.com
Leticia Galindo
Home Mortgage Consultant
3538 G St
Merced, CA 95335
(209) 381-7890
Leticia.V.Galindo@wellsfargo.com
Marco Guzman
Home Mortgage Consultant
3538 G St
Merced, CA 95335
(209) 381-7890
Marco.A.Guzman@wellsfargo.com
Address
299 E 20th St
Merced, CA
Contact
(303) 933-5211
Fax (301) 639-0804
DH@ProFileHomeLoans.com
Address
3321 G St Ste B
Merced, CA
Contact
(209) 384-4200
Fax (301) 639-0804
bob.sullivan@icitymortgage.com
Address
3538 G St
Merced, CA
Contact
(209) 381-7890
Fax (301) 639-0804
cj.Johnson@wellsfargo.com