Compare Today’s Refinance Rates for Los Angeles, California 90077
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Los Angeles, California 90077.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,142 over the lifetime of your mortgage, which translates to a monthly savings of $37 in Los Angeles and other areas of Los Angeles county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Los Angeles, California 90077
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Interactive Refinance Rate Projections for Los Angeles, California 90077
Pureloan has developed an interactive chart to monitor the five largest local lenders in Los Angeles, CA 90077, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Los Angeles, California 90077 from 2024 - 2016
The following historical data provides insights into refinancing trends in Los Angeles, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 70.64% | 76.46% | 79.40% | 85.69% | 81.32% | 77.03% | 78.05% | 77.51% |
avg refi rate | 6.15% | 3.46% | 2.90% | 3.20% | 4.11% | 4.55% | 4.11% | 3.89% | 4.07% |
% 15 year fixed refinance | 6.67% | 19.07% | 15.10% | 12.84% | 8.51% | 12.40% | 14.85% | 14.93% | 14.59% |
avg refi rate | 5.75% | 2.73% | 2.40% | 2.71% | 3.52% | 3.82% | 3.35% | 3.14% | 3.35% |
Avg credit score | 742.00 | 763.29 | 767.08 | 767.66 | 752.77 | 742.20 | 749.73 | 757.22 | 757.37 |
Avg LTV (loan to value) | 42.77% | 45.99% | 49.59% | 53.00% | 59.47% | 56.62% | 54.33% | 56.56% | 59.02% |
Avg DTI (debt to income) | 38.30 | 38.19 | 35.58 | 35.22 | 37.08 | 39.13 | 37.44 | 35.96 | 36.33 |
Avg refinance insurance % | 0.39% | 0.48% | 0.63% | 1.45% | 0.90% | 0.60% | 0.64% | 0.75% |
Best Refinance Brokers around Los Angeles, California 90077
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Los Angeles, California 90077, we have compiled a list of top refinance brokers to assist you in the process.
Young Hoon Jang
SVP & Relationship Manager
333 S. Alameda St. Suite 109
Los Angeles, CA 90077
(213) 694-4361
young.jang@paccitybank.com
Yeon Ho Lee
Branch Manager
2730 W. Olympic Blvd
Los Angeles, CA 90077
(213) 201-5606
yeon.lee@paccitybank.com
Jong H Kim
Loan Officer
3701 Wilshire Blvd Suite 402
Los Angeles, CA 90077
(213) 355-8827
sean.kim@paccitybank.com
Paul Yun
Retail Executive
3701 Wilshire Blvd Suite 402
Los Angeles, CA 90077
(213) 355-8839
paul.yun@paccitybank.com
Joon Hee Lee
Consumer Lending Manager
3701 Wilshire Blvd Suite 100
Los Angeles, CA 90077
(213) 213-2039
joon.lee@paccitybank.com
Address
333 S. Alameda St. Suite 109
Los Angeles, CA
Contact
(213) 694-4361
Fax (301) 639-0804
young.jang@paccitybank.com
Address
2730 W. Olympic Blvd
Los Angeles, CA
Contact
(213) 201-5606
Fax (301) 639-0804
yeon.lee@paccitybank.com
Address
3701 Wilshire Blvd Suite 402
Los Angeles, CA
Contact
(213) 355-8827
Fax (301) 639-0804
sean.kim@paccitybank.com