Compare Today’s Refinance Rates for Los Angeles, California
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Los Angeles, California 90013. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Los Angeles and surrounding areas of Los Angeles county, your expected lifetime cash savings are $13,943 or $39 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Los Angeles, California 90013.
Summary of Average Refinance Terms in Los Angeles, California 90013
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Customized Refinance Rate Projections for Los Angeles, CA
For refinance rate forecasts and predictions in Los Angeles, CA 90013, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Los Angeles, California 90013 from 2013 - 2020
Below are historical data on refinancing in Los Angeles, California and around Los Angeles county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 70.52% | 66.52% | 70.38% | 74.06% | 77.93% | 76.58% | 77.79% | 74.19% |
| avg refi rate | 4.91% | 4.60% | 3.94% | 3.82% | 4.48% | 4.08% | 3.89% | 4.00% |
| % 15 year fixed refinance | 22.89% | 23.72% | 22.18% | 19.36% | 16.09% | 15.47% | 15.04% | 16.24% |
| avg refi rate | 4.34% | 3.91% | 3.36% | 3.12% | 3.56% | 3.34% | 3.13% | 3.26% |
| Avg credit score | 764.31 | 767.06 | 770.72 | 765.85 | 750.65 | 756.61 | 757.17 | 752.18 |
| Avg LTV (loan to value) | 51.87% | 53.53% | 55.23% | 56.94% | 60.58% | 58.52% | 56.22% | 53.34% |
| Avg DTI (debt to income) | 33.00 | 33.17 | 32.75 | 33.90 | 36.31 | 36.01 | 36.02 | 36.62 |
| Avg refinance insurance % | 0.11% | 0.31% | 0.53% | 0.68% | 0.94% | 0.80% | 0.67% | 0.54% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Los Angeles, California 90013
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Los Angeles, California 90013, we have compiled a list of the leading refinance brokers to guide you.
Young Hoon Jang
SVP & Relationship Manager
333 S. Alameda St. Suite 109
Los Angeles, CA 90013
(213) 694-4361
young.jang@paccitybank.com
Yeon Ho Lee
Branch Manager
2730 W. Olympic Blvd
Los Angeles, CA 90013
(213) 201-5606
yeon.lee@paccitybank.com
Jong H Kim
Loan Officer
3701 Wilshire Blvd Suite 402
Los Angeles, CA 90013
(213) 355-8827
sean.kim@paccitybank.com
Paul Yun
Retail Executive
3701 Wilshire Blvd Suite 402
Los Angeles, CA 90013
(213) 355-8839
paul.yun@paccitybank.com
Joon Hee Lee
Consumer Lending Manager
3701 Wilshire Blvd Suite 100
Los Angeles, CA 90013
(213) 213-2039
joon.lee@paccitybank.com
Address
333 S. Alameda St. Suite 109
Los Angeles, CA
Contact
(213) 694-4361
Fax (301) 639-0804
young.jang@paccitybank.com
Address
2730 W. Olympic Blvd
Los Angeles, CA
Contact
(213) 201-5606
Fax (301) 639-0804
yeon.lee@paccitybank.com
Address
3701 Wilshire Blvd Suite 402
Los Angeles, CA
Contact
(213) 355-8827
Fax (301) 639-0804
sean.kim@paccitybank.com