Compare Today’s Refinance Rates for Los Angeles, California
Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Los Angeles, California 90189. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Los Angeles and surrounding areas of Los Angeles county, expected lifetime cash savings are $46,635 or $130 / month.
Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Los Angeles, California 90189.
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Summary of Average Refinance Terms in Los Angeles, California 90189
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Refinance Rates for Los Angeles, California 90189 from 2012 - 2019
Below are historical data on refinancing in Los Angeles, California and around Los Angeles county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 70.52% | 66.52% | 70.38% | 74.06% | 77.93% | 76.58% | 77.79% | 74.19% |
| avg refi rate | 4.91% | 4.60% | 3.94% | 3.82% | 4.48% | 4.08% | 3.89% | 4.00% |
| % 15 year fixed refinance | 22.89% | 23.72% | 22.18% | 19.36% | 16.09% | 15.47% | 15.04% | 16.24% |
| avg refi rate | 4.34% | 3.91% | 3.36% | 3.12% | 3.56% | 3.34% | 3.13% | 3.26% |
| % 10 year fixed refinance | 2.29% | 4.09% | 2.13% | 2.41% | 1.38% | 0.68% | 0.50% | 0.65% |
| avg refi rate | 4.09% | 3.73% | 3.16% | 2.96% | 3.67% | 3.35% | 3.28% | 3.54% |
| Avg credit score | 764.31 | 767.06 | 770.72 | 765.85 | 750.65 | 756.61 | 757.17 | 752.18 |
| Avg LTV (loan to value) | 51.87% | 53.53% | 55.23% | 56.94% | 60.58% | 58.52% | 56.22% | 53.34% |
| Avg Combined LTV (loan to value) | 53.93% | 55.52% | 56.89% | 58.49% | 61.81% | 59.40% | 56.92% | 54.05% |
| Avg DTI (debt to income) | 33.00 | 33.17 | 32.75 | 33.90 | 36.31 | 36.01 | 36.02 | 36.62 |
| Avg refinance insurance % | 0.11% | 0.31% | 0.53% | 0.68% | 0.94% | 0.80% | 0.67% | 0.54% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Los Angeles, California 90189
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Los Angeles, California 90189, we have compiled a list of the leading refinance brokers to guide you.
Young Hoon Jang
SVP & Relationship Manager
333 S. Alameda St. Suite 109
Los Angeles, CA 90189
(213) 694-4361
young.jang@paccitybank.com
Yeon Ho Lee
Branch Manager
2730 W. Olympic Blvd
Los Angeles, CA 90189
(213) 201-5606
yeon.lee@paccitybank.com
Jong H Kim
Loan Officer
3701 Wilshire Blvd Suite 402
Los Angeles, CA 90189
(213) 355-8827
sean.kim@paccitybank.com
Paul Yun
Retail Executive
3701 Wilshire Blvd Suite 402
Los Angeles, CA 90189
(213) 355-8839
paul.yun@paccitybank.com
Joon Hee Lee
Consumer Lending Manager
3701 Wilshire Blvd Suite 100
Los Angeles, CA 90189
(213) 213-2039
joon.lee@paccitybank.com
Address
333 S. Alameda St. Suite 109
Los Angeles, CA
Contact
(213) 694-4361
Fax (301) 639-0804
young.jang@paccitybank.com
Address
2730 W. Olympic Blvd
Los Angeles, CA
Contact
(213) 201-5606
Fax (301) 639-0804
yeon.lee@paccitybank.com
Address
3701 Wilshire Blvd Suite 402
Los Angeles, CA
Contact
(213) 355-8827
Fax (301) 639-0804
sean.kim@paccitybank.com