Compare Today’s Refinance Rates for Los Angeles, California

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Los Angeles, California 90013. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Los Angeles and surrounding areas of Los Angeles county, your expected lifetime cash savings are $13,943 or $39 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Los Angeles, California 90013.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Los Angeles, California 90013

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Los Angeles, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Los Angeles, CA 90013, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Los Angeles, CA

Refinance Rates for Los Angeles, California 90013 from 2013 - 2020

Below are historical data on refinancing in Los Angeles, California and around Los Angeles county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 70.52% 66.52% 70.38% 74.06% 77.93% 76.58% 77.79% 74.19%
avg refi rate 4.91% 4.60% 3.94% 3.82% 4.48% 4.08% 3.89% 4.00%
% 15 year fixed refinance 22.89% 23.72% 22.18% 19.36% 16.09% 15.47% 15.04% 16.24%
avg refi rate 4.34% 3.91% 3.36% 3.12% 3.56% 3.34% 3.13% 3.26%
Avg credit score 764.31 767.06 770.72 765.85 750.65 756.61 757.17 752.18
Avg LTV (loan to value) 51.87% 53.53% 55.23% 56.94% 60.58% 58.52% 56.22% 53.34%
Avg DTI (debt to income) 33.00 33.17 32.75 33.90 36.31 36.01 36.02 36.62
Avg refinance insurance % 0.11% 0.31% 0.53% 0.68% 0.94% 0.80% 0.67% 0.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Los Angeles, California 90013

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Los Angeles, California 90013, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Young Hoon Jang

SVP & Relationship Manager

333 S. Alameda St. Suite 109

Los Angeles, CA 90013

(213) 694-4361

young.jang@paccitybank.com

Yeon Ho Lee

Branch Manager

2730 W. Olympic Blvd

Los Angeles, CA 90013

(213) 201-5606

yeon.lee@paccitybank.com

Jong H Kim

Loan Officer

3701 Wilshire Blvd Suite 402

Los Angeles, CA 90013

(213) 355-8827

sean.kim@paccitybank.com

Paul Yun

Retail Executive

3701 Wilshire Blvd Suite 402

Los Angeles, CA 90013

(213) 355-8839

paul.yun@paccitybank.com

Joon Hee Lee

Consumer Lending Manager

3701 Wilshire Blvd Suite 100

Los Angeles, CA 90013

(213) 213-2039

joon.lee@paccitybank.com

Address

333 S. Alameda St. Suite 109

Los Angeles, CA

Contact

(213) 694-4361

Fax (301) 639-0804

young.jang@paccitybank.com

Address

2730 W. Olympic Blvd

Los Angeles, CA

Contact

(213) 201-5606

Fax (301) 639-0804

yeon.lee@paccitybank.com

Address

3701 Wilshire Blvd Suite 402

Los Angeles, CA

Contact

(213) 355-8827

Fax (301) 639-0804

sean.kim@paccitybank.com

Refinancing News for Los Angeles, California 90013