Compare Today’s Refinance Rates for Mc Kittrick, California 93251
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mc Kittrick, California 93251.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,153 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Mc Kittrick and other areas of Kern county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Mc Kittrick, California 93251
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Interactive Refinance Rate Projections for Mc Kittrick, California 93251
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mc Kittrick, CA 93251, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mc Kittrick, California 93251 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mc Kittrick, California and the surrounding Kern county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Mc Kittrick, California 93251
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mc Kittrick, California 93251, we have compiled a list of top refinance brokers to assist you in the process.
Barbara Rossitto
Sr Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93251
(559) 784-2265
barbr1@ccmloans.com
Chris Hooten
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93251
(559) 784-2265
chris@ccmloans.com
Felicia Gist
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93251
(559) 784-2265
feliciag@ccmloans.com
Kari Thompson
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93251
(559) 419-9351
karikt@ccmloans.com
Elaine Loftis
Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93251
(559) 419-9351
elainel@ccmloans.com
Address
1150 W Morton Ave Ste A
Porterville, CA
Contact
(559) 784-2265
Fax (301) 639-0804
barbr1@ccmloans.com
Address
1150 W Morton Ave Ste A
Porterville, CA
Contact
(559) 784-2265
Fax (301) 639-0804
chris@ccmloans.com
Address
1150 W Morton Ave Ste A
Porterville, CA
Contact
(559) 784-2265
Fax (301) 639-0804
feliciag@ccmloans.com