Compare Today’s Refinance Rates for Mcarthur, California 96056
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mcarthur, California 96056.
With a 30-year amortization refinance in Mcarthur and surrounding areas of Lassen county, our calculations show that you can expect to save up to $1,903 over the lifetime of your mortgage, or a monthly savings of $5. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mcarthur, California 96056.
Summary of Average Refinances in Mcarthur, California 96056
Become a certified mortgage expert on Pureloan.com
in Mcarthur, California 96056
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Mcarthur, California 96056
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mcarthur, CA 96056, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mcarthur, California 96056 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mcarthur, California and the surrounding Lassen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 67.31% | 70.68% | 70.42% | 75.95% | 69.89% | 64.15% | 66.59% | 66.98% |
avg refi rate | 6.28% | 3.57% | 3.02% | 3.31% | 4.23% | 4.65% | 4.12% | 3.94% | 4.12% |
% 15 year fixed refinance | 19.23% | 18.11% | 19.50% | 16.20% | 23.12% | 26.95% | 23.16% | 22.48% | |
avg refi rate | 2.70% | 2.42% | 2.85% | 3.73% | 3.87% | 3.50% | 3.21% | 3.43% | |
Avg credit score | 745.83 | 746.65 | 757.96 | 757.57 | 748.55 | 744.95 | 754.71 | 762.80 | 762.11 |
Avg LTV (loan to value) | 61.58% | 57.86% | 64.60% | 68.79% | 70.31% | 68.17% | 67.84% | 69.73% | 70.66% |
Avg DTI (debt to income) | 38.92 | 33.95 | 33.44 | 33.29 | 35.76 | 35.02 | 33.70 | 33.51 | 32.81 |
Avg refinance insurance % | 6.67% | 0.66% | 1.56% | 2.50% | 3.40% | 3.06% | 2.79% | 3.76% | 4.55% |
Best Refinance Brokers around Mcarthur, California 96056
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mcarthur, California 96056, we have compiled a list of top refinance brokers to assist you in the process.
Keleen Hilleary
Loan Officer
612 N Mount Shasta Blvd
Mount Shasta, CA 96056
(530) 945-7622
khilleary@lhfinancial.com
Melanie Mayberry
Branch Manager
612 N Mount Shasta Blvd
Mount Shasta, CA 96056
(530) 859-0103
mmayberry@lhfinancial.com
Jean Loosemore
Mortgage Loan Officer
1855 Main St Unit B
Susanville, CA 96056
(209) 320-3400
jloosemore@summitfunding.net
Irene Amodei
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96056
(530) 257-5013
Irene.Amodei@plumasbank.com
Maria Nye
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96056
(530) 257-5013
Maria.Nye@plumasbank.com
Address
612 N Mount Shasta Blvd
Mount Shasta, CA
Contact
(530) 945-7622
Fax (301) 639-0804
khilleary@lhfinancial.com
Address
612 N Mount Shasta Blvd
Mount Shasta, CA
Contact
(530) 859-0103
Fax (301) 639-0804
mmayberry@lhfinancial.com
Address
1855 Main St Unit B
Susanville, CA
Contact
(209) 320-3400
Fax (301) 639-0804
jloosemore@summitfunding.net