Compare Today’s Refinance Rates for Mcclellan, California 95652
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mcclellan, California 95652.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,539 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Mcclellan and other areas of Sacramento county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Mcclellan, California 95652
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Interactive Refinance Rate Projections for Mcclellan, California 95652
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mcclellan, CA 95652, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mcclellan, California 95652 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mcclellan, California and the surrounding Sacramento county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Mcclellan, California 95652
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mcclellan, California 95652, we have compiled a list of top refinance brokers to assist you in the process.
Anna Wilson
Mortgage Loan Orginator
6462 Pony Express Trl
Pollock Pines, CA 95652
(530) 644-2363
AWilson@eldoradosavings.com
Pam DeHerrera
Mortgage Loan Orginator
6462 Pony Express Trl
Pollock Pines, CA 95652
(530) 644-2363
PDeHerrera@eldoradosavings.com
Vicki Fargo
Loan Officer
3941 Park Dr Ste 80
El Dorado Hills, CA 95652
(916) 717-8720
vickifargo@princetoncap.com
Britanny Holton
Mortgage Loan Orginator
3963 Park Dr
El Dorado Hills, CA 95652
(916) 933-3002
BHolton@eldoradosavings.com
Kendra Gilligan
Mortgage Loan Orginator
3963 Park Dr
El Dorado Hills, CA 95652
(916) 685-3936
KGilligan@eldoradosavings.com
Address
6462 Pony Express Trl
Pollock Pines, CA
Contact
(530) 644-2363
Fax (301) 639-0804
AWilson@eldoradosavings.com
Address
6462 Pony Express Trl
Pollock Pines, CA
Contact
(530) 644-2363
Fax (301) 639-0804
PDeHerrera@eldoradosavings.com
Address
3941 Park Dr Ste 80
El Dorado Hills, CA
Contact
(916) 717-8720
Fax (301) 639-0804
vickifargo@princetoncap.com