Compare Today’s Refinance Rates for Mentone, California 92359
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mentone, California 92359.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mentone, California 92359. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,231 or $15 per month in Mentone and other parts of San Bernardino county.
Summary of Average Refinances in Mentone, California 92359
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Interactive Refinance Rate Projections for Mentone, California 92359
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mentone, CA 92359, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mentone, California 92359 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mentone, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Mentone, California 92359
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mentone, California 92359, we have compiled a list of top refinance brokers to assist you in the process.
Luciano Olivo
Home Mortgage Consultant
334 W 3rd St Fl 3RD
San Bernardino, CA 92359
(909) 388-5027
luciano.olivo@wellsfargo.com
Irasema Rascon
Home Mortgage Consultant
334 W 3rd St Fl 3RD
San Bernardino, CA 92359
(909) 388-5027
Irasema.I.Rascon@WellsFargo.com
Tandi Smith-Abel
Home Mortgage Consultant
334 W 3rd St Fl 3RD
San Bernardino, CA 92359
(909) 388-5027
tandi.smith@wellsfargo.com
Jessica Curenton
Mortgage Banker
330 N D St
San Bernardino, CA 92359
(190) 988-1984
Jessica.Curenton@Chase.com
Shelby Shurtz
Mortgage Banker
611 W. Fayette Ave
Effingham, IL 92359
(800) 270-3416
shelbyshurtz@leader1.com
Address
334 W 3rd St Fl 3RD
San Bernardino, CA
Contact
(909) 388-5027
Fax (301) 639-0804
luciano.olivo@wellsfargo.com
Address
334 W 3rd St Fl 3RD
San Bernardino, CA
Contact
(909) 388-5027
Fax (301) 639-0804
Irasema.I.Rascon@WellsFargo.com
Address
334 W 3rd St Fl 3RD
San Bernardino, CA
Contact
(909) 388-5027
Fax (301) 639-0804
tandi.smith@wellsfargo.com