Compare Today’s Refinance Rates for Meridian, California 95957
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Meridian, California 95957.
With a 30-year amortization refinance in Meridian and surrounding areas of Colusa county, our calculations show that you can expect to save up to $6,423 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Meridian, California 95957.
Summary of Average Refinances in Meridian, California 95957
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Interactive Refinance Rate Projections for Meridian, California 95957
Pureloan has developed an interactive chart to monitor the five largest local lenders in Meridian, CA 95957, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Meridian, California 95957 from 2024 - 2016
The following historical data provides insights into refinancing trends in Meridian, California and the surrounding Colusa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Meridian, California 95957
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Meridian, California 95957, we have compiled a list of top refinance brokers to assist you in the process.
Kathy Holland
Mortgage Loan Representative
2227 Myers Street
Oroville, CA 95957
(530) 532-0800
Kathy.Holland@rabobank.com
Pamela Horn
Loan Officer
1655 Montgomery Street
Oroville, CA 95957
(530) 534-7986
Pamela.Horn@Banchomeloans.com
Renee Jones
Branch Manager
1655 Montgomery Street
Oroville, CA 95957
(530) 534-8256
Renee.Jones@Banchomeloans.com
Pamela Horn
Loan Consultant
1655 Montgomery St.
Oroville, CA 95957
pamela.horn@caliberhomeloans.com
Cheryl Almeida
Loan Officer
672 Pearson Rd
Paradise , CA 95957
(530) 877-0857
Cheryl.Almeida@rabobank.com
Address
2227 Myers Street
Oroville, CA
Contact
(530) 532-0800
Fax (301) 639-0804
Kathy.Holland@rabobank.com
Address
1655 Montgomery Street
Oroville, CA
Contact
(530) 534-7986
Fax (301) 639-0804
Pamela.Horn@Banchomeloans.com
Address
1655 Montgomery Street
Oroville, CA
Contact
(530) 534-8256
Fax (301) 639-0804
Renee.Jones@Banchomeloans.com